Being Well: A New Dream for Homeowners?

Refinancing your home can free cash for other purposes. Plus, get your kids off the couch.



 

 

 

 

 

 

 

 

 

 

 

 



Vincent Ingui, president and CEO of Louviers Mortgage Corporation in Wilmington, recommends buying a new home with an interest-only mortgage. photograph by Christian Kaye http://www.transitdesigns.com

 

Vincent Ingui hopes to change the way Delawareans think about their mortgage through his “redefining the American dream” philosophy.

“All of us have been told our entire lives, from our grandparents to our parents, that we should pay off the mortgage—pay down the principal as fast as possible so that you own your home,” says Ingui, president and CEO of Louviers Mortgage Corporation in Wilmington. He thinks the concept is flawed, so he recommends refinancing a home or purchasing a new one with an interest-only mortgage.

Several types of mortgages exist, each with unique advantages and disadvantages. Traditional fixed-rate mortgages freeze the amount of interest you pay on the loan so that your monthly payment remains the same for the term. With an adjustable rate mortgage, interest fluctuates with the prime lending rate and other factors, so monthly payments change accordingly. Either way, a fully amortized mortgage requires the lendee to pay interest and principal monthly, which reduces the balance over time.

Interest-only mortgages, however, require payment only on the interest, freeing more cash for the borrower. The option to pay interest only lasts for a specified period, generally no more than 10 years. Because there is no repayment of principal, the loan balance remains unchanged. But interest-only loans can increase liquidity for buyers and refinancers.

Consider this scenario: Mr. and Mrs. Borrower earn $100,000 a year and hold a $350,000 mortgage at 7 percent interest. Their monthly payment, interest and principal, is $2,328 per month. They’re also paying $300 a month on $10,000 of credit card debt at an interest rate of almost 15 percent. If they consolidate the debts through an interest-only mortgage of 6 percent for $365,000 paid over 30 years, they’d lower their monthly payment to $1,825, saving $803.

That $803 can be invested in a way that will provide consistent growth. But to build wealth, you must invest in something with a rate of return that is higher than the interest rate on your mortgage.

“We consult our clients in tandem with a financial advisor and-or a CPA to discuss options and where and how to invest that money,” Ingui says. “We do not advise our clients to remove equity from their home to invest. However, we do show them how to restructure their debt to optimize their mortgage and accelerate the growth of their nest egg.”

The approach will work only for savers, Ingui says, not big spenders who live beyond their means.

“If we show the habitual spender an $800 increase in cash flow, they must be disciplined in saving that money,” he says. “The only hope for the habitual spender is to put them in touch with a financial advisor who will develop a budget for them to implement and execute the plan over the long haul.”

Louviers Mortgage Corporation isn’t the only company to offer interest-only mortgages, but it is unique in at least one aspect: A portion of each loan’s proceeds go to the American Cancer Society. Ingui’s victory over Hodgkin’s disease increased his desire to help people. Louviers also supports the Sunshine Foundation, the Salvation Army, The American Red Cross, Junior Achievement and other organizations.

 

Get Moving

Tired of seeing your child glued to the X-Box, MP3 player blasting in his ears while he IMs his buddies from the laptop?

Though there are no definitive studies out yet, kids could be over-stimulated through the endless use of gadgets, which means they’re not getting enough physical exercise.

Time to unplug them, make them have real time with the real world, says Dr. Neil Izenberg, founder and editor-in-chief of Wilmington-based KidsHealth.org.

“There’s no turning back the clock with respect to technology, but because of it, more kids are much more sedentary than before there were Game Boys and iPods, and they need to go outside and play,” Izenberg says. “They’re also using technology to communicate with their friends. They need more down time to simply connect with them in person.”

The Kaiser Family Foundation, a nonprofit leader on health policy and healthcare issues, recently found that children and teens are spending more time using new media like computers and video games, without cutting back on the time they spend with standbys such as TV and print.

“Kids are multi-tasking and consuming many different kinds of media all at once,” according to Drew Altman, president and CEO of the Kaiser Family Foundation. “Multi-tasking is a growing phenomenon in media use, and we don’t know whether it’s good or bad or both.”

The Academy of Pediatrics advises that no child have more than two hours of television time or computer games a day. Not that all that gadgetry is a totally bad thing. The multi-wired environment is actually making youngsters masters at multitasking, Izenberg says, which could be good preparation for later life.

There are some new reports that indicate that not all videos are bad, especially those that require the children to get moving, such as Dance Revolution, first rolled out in Japanese video arcades in 1998. Now available for home video game consoles, it requires kids to dance according to cues on screen. Some moves get quite complicated. “That’s actually proven to be good exercise for them,” Izenberg says.

Part of the phenomenon is that the standards of media consumption have risen greatly, Izenberg says. “That challenges educators and the like to be more entertaining to capture the child’s attention,” he says. “It’s interesting to note that it was rare that someone might complain about a child sitting around for hours and reading a book.”

 

 

Identity Crisis

When traveling this summer, keep close watch on those credit cards and passports, and lock up important papers at home. Don’t even leave a utility bill sitting out—it’s got your PII (personally identifiable information) on it—and it can be stolen.

As a result, you might become the owner of a half-million dollar home or new Lexus—not necessarily by choice.

Identity theft is one of the scariest crimes because it can ruin your reputation.

Personally identifiable information includes: your name, Social Security number, driver’s license number, address, bank account numbers, credit card numbers—even your mother’s maiden name. Once provided to another party, it is very difficult to keep them from using it or disseminating it to others.

Though there are no known statistics on the individual cost of identity theft for Delaware, it can quickly reach thousands of dollars, says Deputy Attorney General Sean P. Lugg.

“In most instances, identity theft victims find that the personal and professional damage far outweighs the financial impact, and is incredibly difficult to rectify,” Lugg says. “Many victims suffer years of anguish as they fight to reclaim their identity, clean their credit and clear their good name.”

If your identity has been stolen, report the crime immediately to local law enforcement, the FBI and the Federal Trade Commission, as well as credit reporting institutions Equifax Credit Information Services, Trans Union and Experian Information Solutions. At the same time, request copies of your credit reports. Victims may also apply to the Attorney General’s Office for an identity theft passport.

You can also freeze your credit reports, thanks to a new Delaware law, for a $20 payment to the credit reporting agencies. The consumer then receives a password that enables him to lift the freeze when his credit must be accessed. The process is best for shoppers who make planned purchases, not spendthrifts who routinely make spontaneous, big-ticket purchases.

“Vigilance is imperative,” Lugg says. “Individuals must recognize the value of their personal information and take steps to protect it. The level or amount of protection for each individual varies with their individual tolerance for risk.”

High protection includes establishing a post office box for all mail and acquiring large items (house, car) in the name of a corporation. Though such tactics will reduce compromising personal information, many may find it inconvenient, burdensome and expensive.

But keep in mind that people sift through recycling bins and trash looking for personal information and also pilfer it off the Internet.

“Identity theft is a crime that continues to grow in its breadth and scope,” Lugg says. “Regular review of credit reports, bills and financial statements is imperative. Victims who identify the existence of the crime early in the process are best suited for recovery.”

Lugg recommends the following to reduce risk of identity theft:

• Never give personal information over the phone or Internet unless you initiate it.

• Remove Social Security cards, pin numbers and passwords from wallets and pocketbooks.

• Keep copies of bank account numbers and the front and back of credit cards in a secure place.

• Deal only with reputable vendors and guard purchase receipts. Check bills and credit card for unauthorized charges and discrepancies.

• Keep sensitive information and private information locked away.

• Shred all papers containing personal, financial or confidential information. Use passwords that are difficult to guess.

• Use a locked mailbox for incoming mail and place outgoing mail in a secure box.

• Regularly review your credit report by calling (877) 322-8828, or visiting www.annualcreditreport.com. 

D

 

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February 2016

Delaware State University will feature the following events and exhibitions during its 2016 Black History Month celebration: Wednesday, Feb. 3 Black Lives Matter Symposium Documentary...

Cost: FREE and open to the public

Where:
Delaware State University
1200 N DuPont Highway
Dover, DE  19901
View map »

More information

First Saturdays in the First State Programs and events on the first Saturday of each month. Sites are open, 9 a.m. – 4:30 p.m., check website for details. Free admission. Something new every...

Cost: Free

Where:
First State Heritage Park
121 Martin Luther King, Jr. Blvd N
43 The Green
Dover, DE  19901
View map »


Sponsor: First State Heritage Park
Telephone: 302-739-9194
Contact Name: Sarah Zimmerman
Website »

More information

Our Winter Group Show features oil paintings by Rosemary Castiglioni, Jim Gears and Mary Ann Weselyk. Still-life paintings with subtle color variations by...

Cost: Free

Where:
The Station Gallery
3922 Kennett Pike
Greenville, DE  19807
View map »


Telephone: 302-654-8638
Website »

More information

Guests can explore three floors of exhibitions in the Visitor Center, stroll along the river through dozens of historic structures from the Industrial Revolution, and explore the gardens and...

Cost: $0-14

Where:
Hagley Museum
201 Hagley Creek Rd
Wilmington, DE  19807
View map »


Telephone: 302-658-2400
Contact Name: Meg Marcozzi
Website »

More information

Explore some of the diverse ways that human beings have understood sex and sexuality, gender and gender diversity in this small but broad new exhibition, presented in conjunction with the 2015-2016...

Cost: Free with Museum Admission.

Where:
Penn Museum
3260 South St.
Philadelphia, PA  19104
View map »


Website »

More information

For more information, please contact: Dave Ruffner ​Rehoboth Beach Film Society 107 Truitt Ave. Rehoboth Beach, DE 19971 302-645-9095, ext. 4 administrator@rehobothfilm.com...

Cost: Free

Where:
, DE


Sponsor: Rehoboth Beach Film Society
Telephone: 302-645-9095
Contact Name: Jeri Kaplan
Website »

More information

One single teaspoon of soil contains more beneficial microorganisms than there are people living in the entire world today. These amazing microscopic creatures feed and protect our plants,...

Cost: Free

Where:
Kennett Township Building
801 Burrows Run Road
Chadds Ford, PA  19317
View map »


Sponsor: The Land Conservancy for Southern Chester County
Telephone: 610-347-0347
Contact Name: Hannah
Website »

More information

A successful writer of Broadway thrillers is struggling to overcome a dry spell when he receives a script from a student —a potential Broadway hit. Thereafter suspense...

Where:
, DE

More information

Ditch the winter whites for a world of dazzling color at Longwood Gardens, where you can stroll through thousands of orchids in bloom. Kennett Square, www.longwoodgardens.org 

Where:
, DE

More information

Regional artists Carol Tippit Woolworth, Catherine Drabkin, Pahl Alexander Hluchan, Colleen Randall and Dan Jackson explore the concept of place—physical, emotional and spiritual—in...

Where:
, DE

More information

Location: Empowered Yoga, 2000 Pennsylvania Ave., Wilmington Time: Registration: 11:30 a.m., Race: 12:30 p.m. Fee: $20 (until the Thursday before the race at noon), $30 after and day of event...

Where:
, DE

More information

Chances are, if you look out your windows, it’s pretty wintry. When was the last time you saw lush green plants in that view? We have a cure for your blahs, straight from the...

Where:
, DE

More information

Show More...
Show Less...

Our Winter Group Show features oil paintings by Rosemary Castiglioni, Jim Gears and Mary Ann Weselyk. Still-life paintings with subtle color variations by...

Cost: Free

Where:
The Station Gallery
3922 Kennett Pike
Greenville, DE  19807
View map »


Telephone: 302-654-8638
Website »

More information

Delaware State University will feature the following events and exhibitions during its 2016 Black History Month celebration: Wednesday, Feb. 3 Black Lives Matter Symposium Documentary...

Cost: FREE and open to the public

Where:
Delaware State University
1200 N DuPont Highway
Dover, DE  19901
View map »

More information

Explore some of the diverse ways that human beings have understood sex and sexuality, gender and gender diversity in this small but broad new exhibition, presented in conjunction with the 2015-2016...

Cost: Free with Museum Admission.

Where:
Penn Museum
3260 South St.
Philadelphia, PA  19104
View map »


Website »

More information

Two-hour guided tours are offered at 10:30 a.m. and 1:30 p.m. Monday through Friday. Guests will visit Eleutherian Mills Residence, the first du Pont family home built in America; the First Office...

Cost: $0-14

Where:
Hagley Museum
201 Hagley Creek Rd
Wilmington, DE  19807
View map »


Telephone: 302-658-2400
Contact Name: Meg Marcozzi
Website »

More information

For more information, please contact: Dave Ruffner ​Rehoboth Beach Film Society 107 Truitt Ave. Rehoboth Beach, DE 19971 302-645-9095, ext. 4 administrator@rehobothfilm.com...

Cost: Free

Where:
, DE


Sponsor: Rehoboth Beach Film Society
Telephone: 302-645-9095
Contact Name: Jeri Kaplan
Website »

More information

Location: Helen F. Graham Cancer Center & Research Institute, 4701 Ogletown-Stanton Road, Newark Time: 1p.m.-3 p.m. or 6 p.m.–8 p.m. To register: call 623-4580 and specify preferred...

Where:
, DE

More information

A successful writer of Broadway thrillers is struggling to overcome a dry spell when he receives a script from a student —a potential Broadway hit. Thereafter suspense...

Where:
, DE

More information

Regional artists Carol Tippit Woolworth, Catherine Drabkin, Pahl Alexander Hluchan, Colleen Randall and Dan Jackson explore the concept of place—physical, emotional and spiritual—in...

Where:
, DE

More information

Ditch the winter whites for a world of dazzling color at Longwood Gardens, where you can stroll through thousands of orchids in bloom. Kennett Square, www.longwoodgardens.org 

Where:
, DE

More information

Show More...
Show Less...

Delaware State University will feature the following events and exhibitions during its 2016 Black History Month celebration: Wednesday, Feb. 3 Black Lives Matter Symposium Documentary...

Cost: FREE and open to the public

Where:
Delaware State University
1200 N DuPont Highway
Dover, DE  19901
View map »

More information

Our Winter Group Show features oil paintings by Rosemary Castiglioni, Jim Gears and Mary Ann Weselyk. Still-life paintings with subtle color variations by...

Cost: Free

Where:
The Station Gallery
3922 Kennett Pike
Greenville, DE  19807
View map »


Telephone: 302-654-8638
Website »

More information

Nanticoke Memorial Hospital will host a four-session diabetes educational program, The Diabetes Connection, on February 2, 9, 16, and 23 from 9:30 a.m.–11:30 a.m. The cost of the...

Cost: Call for information.

Where:
Nanticoke Memorial Hospital
801 Middleford Road
Seaford, DE  19973
View map »


Telephone: 302-629-6611x2446
Contact Name: Nanticoke's Diabetes Education Department
Website »

More information

Explore some of the diverse ways that human beings have understood sex and sexuality, gender and gender diversity in this small but broad new exhibition, presented in conjunction with the 2015-2016...

Cost: Free with Museum Admission.

Where:
Penn Museum
3260 South St.
Philadelphia, PA  19104
View map »


Website »

More information

Two-hour guided tours are offered at 10:30 a.m. and 1:30 p.m. Monday through Friday. Guests will visit Eleutherian Mills Residence, the first du Pont family home built in America; the First Office...

Cost: $0-14

Where:
Hagley Museum
201 Hagley Creek Rd
Wilmington, DE  19807
View map »


Telephone: 302-658-2400
Contact Name: Meg Marcozzi
Website »

More information

For more information, please contact: Dave Ruffner ​Rehoboth Beach Film Society 107 Truitt Ave. Rehoboth Beach, DE 19971 302-645-9095, ext. 4 administrator@rehobothfilm.com...

Cost: Free

Where:
, DE


Sponsor: Rehoboth Beach Film Society
Telephone: 302-645-9095
Contact Name: Jeri Kaplan
Website »

More information

East Coast Garden Center is holding our 2nd Annual Indoor Farmer's Market starting Nov. 10 from noon to 3 p.m. It wil be held every Tuesday till April 26, 2016. We have 20...

Cost: Depends on what you purchase

Where:
East Coast Garden Center
30336 Cordrey Rd
Millsboro, DE  19966
View map »


Sponsor: Garden Center
Telephone: 302-945-3489
Contact Name: Valery Cordrey
Website »

More information

Join us every Tuesday for this fun and educational enrichment activity. Students will learn to draw pictures from a variety of themes, including woodland animals, creatures by the sea, creepy...

Cost: $10

Where:
Red Clay Creek Presbyterian Church
500 McKennans Church Rd
Room 206
Wilmington, DE  19808
View map »

More information

Join us every Tuesday for this fun and educational enrichment activity. Students will learn to draw pictures from a variety of themes, including woodland animals, creatures by the sea, creepy...

Cost: $10

Where:
Red Clay Creek Presbyterian Church
500 McKennans Church Rd
Room 206
Wilmington, DE  19808
View map »

More information

Participants must be at least 18 years old to register and be able to attend all sessions. For more information, contact Terry Towne, RN, at 744-6724, or teresa_towne@bayhealth.org...

Where:
Bayhealth Kent General
4th-Floor Conference Room
640 S. State St.
Dover, DE
View map »

More information

A successful writer of Broadway thrillers is struggling to overcome a dry spell when he receives a script from a student —a potential Broadway hit. Thereafter suspense...

Where:
, DE

More information

Location: Helen F. Graham Cancer Center & Research Institute, 4701 Ogletown-Stanton Road, Newark Dates: Feb. 9, 16, 23; March 1 Time: 10:30 a.m.–1:30 p.m. For more...

Where:
, DE

More information

Ditch the winter whites for a world of dazzling color at Longwood Gardens, where you can stroll through thousands of orchids in bloom. Kennett Square, www.longwoodgardens.org 

Where:
, DE

More information

Regional artists Carol Tippit Woolworth, Catherine Drabkin, Pahl Alexander Hluchan, Colleen Randall and Dan Jackson explore the concept of place—physical, emotional and spiritual—in...

Where:
, DE

More information

Show More...
Show Less...

Our Winter Group Show features oil paintings by Rosemary Castiglioni, Jim Gears and Mary Ann Weselyk. Still-life paintings with subtle color variations by...

Cost: Free

Where:
The Station Gallery
3922 Kennett Pike
Greenville, DE  19807
View map »


Telephone: 302-654-8638
Website »

More information

Delaware State University will feature the following events and exhibitions during its 2016 Black History Month celebration: Wednesday, Feb. 3 Black Lives Matter Symposium Documentary...

Cost: FREE and open to the public

Where:
Delaware State University
1200 N DuPont Highway
Dover, DE  19901
View map »

More information

Explore some of the diverse ways that human beings have understood sex and sexuality, gender and gender diversity in this small but broad new exhibition, presented in conjunction with the 2015-2016...

Cost: Free with Museum Admission.

Where:
Penn Museum
3260 South St.
Philadelphia, PA  19104
View map »


Website »

More information

Two-hour guided tours are offered at 10:30 a.m. and 1:30 p.m. Monday through Friday. Guests will visit Eleutherian Mills Residence, the first du Pont family home built in America; the First Office...

Cost: $0-14

Where:
Hagley Museum
201 Hagley Creek Rd
Wilmington, DE  19807
View map »


Telephone: 302-658-2400
Contact Name: Meg Marcozzi
Website »

More information

For more information, please contact: Dave Ruffner ​Rehoboth Beach Film Society 107 Truitt Ave. Rehoboth Beach, DE 19971 302-645-9095, ext. 4 administrator@rehobothfilm.com...

Cost: Free

Where:
, DE


Sponsor: Rehoboth Beach Film Society
Telephone: 302-645-9095
Contact Name: Jeri Kaplan
Website »

More information

It's a jam session, it's a dance party, it's a live show—and it always features the hottest talent on the scene! Sittin' In is the free monthly jam session at the Kimmel...

Cost: Free

Where:
Kimmel Center - Commonwealth Plaza
300 S. Broad St.
Philadelphia, PA  19102
View map »


Sponsor: Kimmel Center
Website »

More information

A successful writer of Broadway thrillers is struggling to overcome a dry spell when he receives a script from a student —a potential Broadway hit. Thereafter suspense...

Where:
, DE

More information

Regional artists Carol Tippit Woolworth, Catherine Drabkin, Pahl Alexander Hluchan, Colleen Randall and Dan Jackson explore the concept of place—physical, emotional and spiritual—in...

Where:
, DE

More information

Ditch the winter whites for a world of dazzling color at Longwood Gardens, where you can stroll through thousands of orchids in bloom. Kennett Square, www.longwoodgardens.org 

Where:
, DE

More information

Show More...
Show Less...

Delaware State University will feature the following events and exhibitions during its 2016 Black History Month celebration: Wednesday, Feb. 3 Black Lives Matter Symposium Documentary...

Cost: FREE and open to the public

Where:
Delaware State University
1200 N DuPont Highway
Dover, DE  19901
View map »

More information

Our Winter Group Show features oil paintings by Rosemary Castiglioni, Jim Gears and Mary Ann Weselyk. Still-life paintings with subtle color variations by...

Cost: Free

Where:
The Station Gallery
3922 Kennett Pike
Greenville, DE  19807
View map »


Telephone: 302-654-8638
Website »

More information

Explore some of the diverse ways that human beings have understood sex and sexuality, gender and gender diversity in this small but broad new exhibition, presented in conjunction with the 2015-2016...

Cost: Free with Museum Admission.

Where:
Penn Museum
3260 South St.
Philadelphia, PA  19104
View map »


Website »

More information

Two-hour guided tours are offered at 10:30 a.m. and 1:30 p.m. Monday through Friday. Guests will visit Eleutherian Mills Residence, the first du Pont family home built in America; the First Office...

Cost: $0-14

Where:
Hagley Museum
201 Hagley Creek Rd
Wilmington, DE  19807
View map »


Telephone: 302-658-2400
Contact Name: Meg Marcozzi
Website »

More information

This art exhibit features fine art works and three dimensional pieces that embrace the subject “red.” Artist are free to use their imagination and creativity, so works will include...

Cost: Free

Where:
The Gibby Center for the Arts
51 W Main St.
Middletown, DE  19709
View map »


Sponsor: The Gibby Center for the Arts
Telephone: 302-449-5396
Contact Name: Caroline Zeitler
Website »

More information

For more information, please contact: Dave Ruffner ​Rehoboth Beach Film Society 107 Truitt Ave. Rehoboth Beach, DE 19971 302-645-9095, ext. 4 administrator@rehobothfilm.com...

Cost: Free

Where:
, DE


Sponsor: Rehoboth Beach Film Society
Telephone: 302-645-9095
Contact Name: Jeri Kaplan
Website »

More information

Nanticoke Memorial Hospital offers childbirth classes on Thursdays from 6:30 p.m. to 8:30 p.m. in the Ground Floor Conference Room. The class will meet each Thursday for a total of five...

Cost: $50

Where:
Nanticoke Memorial Hospital
801 Middleford Rd.
Seaford, DE  19973
View map »


Telephone: 302-629-6611 ext. 2540
Contact Name: Maternal Child Health Clinical Educator
Website »

More information

Regional artists Carol Tippit Woolworth, Catherine Drabkin, Pahl Alexander Hluchan, Colleen Randall and Dan Jackson explore the concept of place—physical, emotional and spiritual—in...

Where:
, DE

More information

Ditch the winter whites for a world of dazzling color at Longwood Gardens, where you can stroll through thousands of orchids in bloom. Kennett Square, www.longwoodgardens.org 

Where:
, DE

More information

A successful writer of Broadway thrillers is struggling to overcome a dry spell when he receives a script from a student —a potential Broadway hit. Thereafter suspense...

Where:
, DE

More information

Show More...
Show Less...

Our Winter Group Show features oil paintings by Rosemary Castiglioni, Jim Gears and Mary Ann Weselyk. Still-life paintings with subtle color variations by...

Cost: Free

Where:
The Station Gallery
3922 Kennett Pike
Greenville, DE  19807
View map »


Telephone: 302-654-8638
Website »

More information

The Philly Home Show will inspire your inner HGTV star at the Pennsylvania Convention Center in Philadelphia from Feb. 12–14 and 19–21. The show will feature highly interactive...

Cost: $13

Where:
Pennsylvania Convention Center
1101 Arch St.
Philadelphia, PA  19104
View map »

More information

Explore some of the diverse ways that human beings have understood sex and sexuality, gender and gender diversity in this small but broad new exhibition, presented in conjunction with the 2015-2016...

Cost: Free with Museum Admission.

Where:
Penn Museum
3260 South St.
Philadelphia, PA  19104
View map »


Website »

More information

Two-hour guided tours are offered at 10:30 a.m. and 1:30 p.m. Monday through Friday. Guests will visit Eleutherian Mills Residence, the first du Pont family home built in America; the First Office...

Cost: $0-14

Where:
Hagley Museum
201 Hagley Creek Rd
Wilmington, DE  19807
View map »


Telephone: 302-658-2400
Contact Name: Meg Marcozzi
Website »

More information

This art exhibit features fine art works and three dimensional pieces that embrace the subject “red.” Artist are free to use their imagination and creativity, so works will include...

Cost: Free

Where:
The Gibby Center for the Arts
51 W Main St.
Middletown, DE  19709
View map »


Sponsor: The Gibby Center for the Arts
Telephone: 302-449-5396
Contact Name: Caroline Zeitler
Website »

More information

For more information, please contact: Dave Ruffner ​Rehoboth Beach Film Society 107 Truitt Ave. Rehoboth Beach, DE 19971 302-645-9095, ext. 4 administrator@rehobothfilm.com...

Cost: Free

Where:
, DE


Sponsor: Rehoboth Beach Film Society
Telephone: 302-645-9095
Contact Name: Jeri Kaplan
Website »

More information

This art exhibit features fine art works and three dimensional pieces that embrace the subject “red.” Artist are free to use their imagination and creativity, so works will include...

Cost: Free

Where:
The Gibby Center for the Arts
51W Main St.
Middletown, DE  19709
View map »


Sponsor: The Gibby Center for the Arts
Telephone: 302-449-5396
Contact Name: Caroline Zeitler
Website »

More information

A spoiled orphan girl is sent to live with her uncle on the Yorkshire moors and discovers renewed life, for herself and her sickly cousin, in bringing her dead aunt’s secret garden back to...

Cost: $15–$18

Where:
The Secret Garden
47 W Main St.
Middletown, DE  19709
View map »


Sponsor: The Everett Theatre
Telephone: 302-540-8561
Contact Name: Chris Everett
Website »

More information

Meeting every Friday, Bayhealth Kent General Hospital, 640 s. State Street, Dover, 7:30 pm., Private Dining Room #3 in the basement. For those who have, or think they may have a gambling problem....

Cost: 0.00

Where:
Bayhealth Kent General Hospital
640 S. State Street
Private Dining Room #3
Dover, DE  19901
View map »


Telephone: 800-855-2CALLGA
Website »

More information

Playing folk, Americana and blues, Sand Creek is a central Delaware institution of a band.   Friends of Folk is a nonprofit organization devoted to the promotion and preservation...

Cost: Free

Where:
First State Heritage Park
The Old State House
25 The Green
Dover, DE  19901
View map »


Sponsor: First State Heritage Park
Telephone: 739-9194
Website »

More information

Art, the fourth element of hip-hop, comes alive for enthusiasts of both art and hip-hop. Let your inner creativity and love for hip-hop hit the canvas. "All I Need" is...

Cost: $40

Where:
Humpty's Dumplings
277 N Keswick Ave
Glenside, PA  19038
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Sponsor: Creative Paint Nites
Telephone: 267-312-8339
Contact Name: Charisse R McGill
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Ditch the winter whites for a world of dazzling color at Longwood Gardens, where you can stroll through thousands of orchids in bloom. Kennett Square, www.longwoodgardens.org 

Where:
, DE

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Regional artists Carol Tippit Woolworth, Catherine Drabkin, Pahl Alexander Hluchan, Colleen Randall and Dan Jackson explore the concept of place—physical, emotional and spiritual—in...

Where:
, DE

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Christiana Care at the New Castle Farmers Market Location: New Castle Farmers Market, 110 N. Dupont Hwy., New Castle, Market Stage Area Time: 11 a.m.–4 p.m. Routine screenings for...

Where:
, DE

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A successful writer of Broadway thrillers is struggling to overcome a dry spell when he receives a script from a student —a potential Broadway hit. Thereafter suspense...

Where:
, DE

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Our Winter Group Show features oil paintings by Rosemary Castiglioni, Jim Gears and Mary Ann Weselyk. Still-life paintings with subtle color variations by...

Cost: Free

Where:
The Station Gallery
3922 Kennett Pike
Greenville, DE  19807
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Telephone: 302-654-8638
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Features activities and crafts that help visitors learn about local and national political roles in environmental conservation. Visitors can learn about the battle that politicians fought for a...

Cost: Free with admission

Where:
Delaware Museum of Natural History
4840 Kennett Pike
Wilmington, DE  19807
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The Philly Home Show will inspire your inner HGTV star at the Pennsylvania Convention Center in Philadelphia from Feb. 12–14 and 19–21. The show will feature highly interactive...

Cost: $13

Where:
Pennsylvania Convention Center
1101 Arch St.
Philadelphia, PA  19104
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Explore some of the diverse ways that human beings have understood sex and sexuality, gender and gender diversity in this small but broad new exhibition, presented in conjunction with the 2015-2016...

Cost: Free with Museum Admission.

Where:
Penn Museum
3260 South St.
Philadelphia, PA  19104
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What was behind the legendary story of King Midas and his golden touch? That is the question to be answered—not with chests full of gold, but with a spectacular array of ancient artifacts,...

Cost: Adults $20; seniors $18; students (with ID) $15; children (ages 6–17) $15

Where:
Penn Museum
3260 South St.
Philadelphia, PA  19104
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Guests can explore three floors of exhibitions in the Visitor Center, stroll along the river through dozens of historic structures from the Industrial Revolution, and explore the gardens and...

Cost: $0-14

Where:
Hagley Museum
201 Hagley Creek Rd
Wilmington, DE  19807
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Telephone: 302-658-2400
Contact Name: Meg Marcozzi
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Penn Museum opens the world premiere exhibition The Golden Age of King Midas—featuring ancient treasures on loan from the Republic of Turkey—with a spectacular daylong public...

Cost: $15

Where:
Penn Museum
3260 South St.
Philadelphia, PA  19104
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This art exhibit features fine art works and three dimensional pieces that embrace the subject “red.” Artist are free to use their imagination and creativity, so works will include...

Cost: Free

Where:
The Gibby Center for the Arts
51 W Main St.
Middletown, DE  19709
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Sponsor: The Gibby Center for the Arts
Telephone: 302-449-5396
Contact Name: Caroline Zeitler
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For more information, please contact: Dave Ruffner ​Rehoboth Beach Film Society 107 Truitt Ave. Rehoboth Beach, DE 19971 302-645-9095, ext. 4 administrator@rehobothfilm.com...

Cost: Free

Where:
, DE


Sponsor: Rehoboth Beach Film Society
Telephone: 302-645-9095
Contact Name: Jeri Kaplan
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The Rehoboth Beach Film Society and CAMP Rehoboth will co-present "Tab Hunter Confidential" and "Portrait of a Serial Monogamist" as part of its annual Another Take...

Cost: $8

Where:
Metropolitan Community Church
19369 Plantation Rd.
Rehoboth Beach, DE  19971
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Sponsor: Rehoboth Beach Film Society
Telephone: 302-645-9095
Contact Name: Jeri Kaplan
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"La Sylphide" shares the beautiful and romantic story of our hero, James—a young Scottish farmer who, on the eve of hid wedding, abandons his betrothed, Effie, after being...

Cost: $25

Where:
Salesanium School
1801 North Broom St.
Wilmington, DE  19802
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Sponsor: Academy of International Ballet
Telephone: 1-866-908-5666
Contact Name: Denis Gronostayskiy
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Venture back with us for an evening where we re-imagine the Victorian Industrial Age as seen through our steam-powered, futuristic goggles.  Our biggest fundraiser of the year and all proceeds...

Cost: $100-$110

Where:
Smyrna Opera House
7 West South Street
Smyrna, DE  19977
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A spoiled orphan girl is sent to live with her uncle on the Yorkshire moors and discovers renewed life, for herself and her sickly cousin, in bringing her dead aunt’s secret garden back to...

Cost: $15–$18

Where:
The Secret Garden
47 W Main St.
Middletown, DE  19709
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Sponsor: The Everett Theatre
Telephone: 302-540-8561
Contact Name: Chris Everett
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Location: St. Mark’s High School, 2501 Pike Creek Road, Wilmington Time: Registration: 11:30 a.m. Race: 12:30 p.m. Fee: $25 (until Thursday, Feb. 11), $35 after and day of event...

Where:
, DE

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Location: Beebe Healthcare’s Medical Center, 424 Savannah Road, Lewes Date: Saturday, Feb. 13 (and the second Saturday of each month) Time: 9 a.m. Fee: Free For more...

Where:
, DE

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Ditch the winter whites for a world of dazzling color at Longwood Gardens, where you can stroll through thousands of orchids in bloom. Kennett Square, www.longwoodgardens.org 

Where:
, DE

More information

A successful writer of Broadway thrillers is struggling to overcome a dry spell when he receives a script from a student —a potential Broadway hit. Thereafter suspense...

Where:
, DE

More information

Regional artists Carol Tippit Woolworth, Catherine Drabkin, Pahl Alexander Hluchan, Colleen Randall and Dan Jackson explore the concept of place—physical, emotional and spiritual—in...

Where:
, DE

More information

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