The Big Merger

Money changes everything. Agreeing on how to manage it may make for a better marriage.



Talking finance isn’t very romantic. But just as you’ll want to know your fiancé’s political and religious beliefs and values, it’s important to explore his approach to managing money.
The discussions aren’t always easy. Financial matters can trigger strong emotional reactions. Money has a way of making people feel safe (the saver), fearful (the “not enough” mentality), powerful (the investor or business mogul), popular (the social spendthrift), hip (the latest-gadget guy), or in control (the keeper of the checkbook). Whatever your feelings are, examine them closely and share them with your partner.
When planning to merge your finances, and throughout your marriage, “Discuss finances openly and frequently so that there’s a blending of understanding for a sound financial relationship,” says Tom Shopa, CPA, of McBride Shopa and Company in Wilmington.
Make those discussions a consistent part of your life together—and a priority, beginning right now. Here’s how.

Gather information

Ask questions. Is your partner a spender, a saver or a risk taker? If you have children together and one of you stays home, who will handle the money and how? Do either of you have major assets or debt?
Knowing the answers and each other’s credit standing will help you make important decisions about credit accounts, mortgages, investments and more. If your partner has a tarnished credit history, for example, you may want to apply for a home mortgage in your name only. If you have an excellent credit rating, you may choose to exclude his name on your accounts.
“With first marriages, though, people usually have fewer things and build their marital wealth together,” Shopa says. “It’s still sound and conventional to buy property together in both names and title it jointly.”
 

Budgeting, Bills and Bank Accounts

Examine your expenditures together. See if there are ways to streamline. Can you save money by consolidating health or car insurance policies or cell phone plans? Auto insurance companies may offer discounts for multi-vehicle policies. And if both your employers offer health insurance, perhaps it’s better to put one spouse on the other’s plan.
Develop a budget to include monthly expenses, pay off debts, and put money into savings accounts. Then decide who will assume responsibility for paying the bills each month or if you’ll alternate.
“For simplification purposes, it makes sense to establish joint accounts so that both husband and wife have access and so that everything passes easily to the spouse in cases of survivorship,” says Ken Rudzinski, a certified financial planner with The America Group in Wilmington.
Some couples, however, prefer to have separate accounts and divvy up the monthly bills. “I’ve had couples that say, ‘You pay this, I’ll pay that,’” Rudzinski says. “Other couples have a joint account for marital expenditures, as well as individual accounts they hold separately.”
Keeping individual accounts is more common in second marriages. “But contribute to a joint account to pay living expenses,” says Shopa. Partners may have very different obligations. There may be stepchildren or alimony payments involved, or one spouse may want to maintain some financial independence.
If one spouse makes more money than the other, he or she may contribute more to the joint account, or each may contribute a percentage of their income. “The result is that both spouses pay the joint expenses and bills,” Shopa says. “But if one wants to buy something special for the other for Christmas, it comes out of his or her personal account.”
 

Have a Safety Plan

While establishing bank accounts, create an emergency fund with three to six months’ of expenditures in liquid assets. “It’s important, even if you need to use wedding gift money to start that account,” Rudzinski says. He suggests a money market or high-interest savings account, like an ING Orange Passbook account.
If one partner suddenly loses his or her job, it could reduce your income drastically. “Where are you going to get the money to maintain your standard of living?” Rudzinski says. With an emergency savings account, you can eliminate some of that worry.
 

Insurance

Along with an emergency cash fund, a safety plan should include auto, home, life and disability insurance. Term life insurance is critical, especially if the surviving spouse may be left with children and a home to pay for. A term life insurance policy can pay off the mortgage and provide monthly income to the surviving spouse.
“Term insurance is so inexpensive these days,” Rudzinski says. “You can get a 10-, 20- or 30-year term policy with high face amount and low payments. A 25-year-old male non-smoker, at a preferred-plus rate, can pay only $245 per year for a $500,000 policy.”
Don’t be caught without life insurance, and make sure you both have adequate disability insurance. “If you’re in a car accident or have health issues, and your debt depends on two incomes, you need that insurance to cover it,” Rudzinski says.
“Disability is, in some cases, almost more important than life insurance because people have a much greater chance of becoming disabled than of early mortality,” Shopa says.
 

Savings and Retirement

Begin saving part of every paycheck for the future, Shopa says. “It’s the best time to save and to use the money for common goals like the house, family, education and vacation you want.”
It’s also the time to start saving for your children’s college educations and your retirement. “The sooner you start saving money, the better off you’ll be and the less of your own money you’ll have to save because of the simple laws of compound interest,” Rudzinski says.
Couples planning to have children can set up a Section 529 college savings plan before those children come along. Start saving in your own name, then transfer to your child later. If it turns out that you don’t have children, you can transfer the account to another family member or withdraw the money. If the money is not used for qualified educational expenses, however, you’ll pay a 10 percent penalty. All of the gains are treated as ordinary income.
“If your employer offers matching funds on a 401(k) or 403(b), contribute the maximum amount allowable—$15,500 per year,” Rudzinski says. “Even if you can only put in 1 or 2 percent, put it in. Don’t stop or decrease. Increase when you can.”
When you have made the maximum contribution to your 401(k), consider putting excess funds (up to $5,000) into a traditional IRA or Roth IRA. Consult a financial planner, however, because the rules about combined incomes and limits are complicated.
 

Tax Implications

While planning your financial future, it may also be a good time to speak with a financial adviser or accountant about the tax implications of marriage.
“There is a marriage penalty tax imposed when the couple’s combined incomes result in a higher tax rate than that of the individual’s,” Shopa says. “So the immediate need is to adjust the withholding and claim the proper amount of exemptions. That way, the couple pays their tax liability as they’ve earned the money”—and they’re not caught by surprise come April. Filing taxes separately could be beneficial, Shopa says, but it may not eliminate the marriage tax penalty.  
 

Prenuptial Agreements

One final bit of advice Shopa offers specifically, but not exclusively, to couples entering a second marriage is this: Get a prenuptial agreement.
“I really feel that both spouses, whether they have a little or a lot of assets, liabilities or responsibilities, should have an agreement signed prior to the wedding date that discloses their financial situation and agrees to how the couple’s wealth will be shared if the marriage doesn’t work out,” he says.
Prenups don’t always apply to failed marriages. They often contain specifics about stepchildren, how you earn and spend, and what will happen during a major life event such as death or disability.
“Drawing up a prenuptial agreement is a process, not something that you can wait for the last minute to do,” Shopa says.
Talking about prenups, taxes, insurance and retirement may seem terribly unromantic, but such discussions may make your marriage stronger in the long run. So before you take that walk down the aisle, take the first step toward planning a harmonious financial future.

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February 2015

First Saturdays in the First State Programs and events on the first Saturday of each month. Sites are open, 9 a.m. – 4:30 p.m., check website for details. Free admission. Something new every...

Cost: Free

Where:
First State Heritage Park
121 Martin Luther King, Jr. Blvd N
43 The Green
Dover, DE  19901
View map »


Sponsor: First State Heritage Park
Telephone: 302-739-9194
Contact Name: Sarah Zimmerman
Website »

More information

Delaware native, Carson Zullinger, has been exhibiting his figural and landscape fine-art photographs for forty years. Zullinger often subordinates his dynamic and thoroughly modern compositions to...

Cost: 5.00

Where:
Biggs Museum of American Arts
406 Federal Street
Dover, DE  19901
View map »

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Somerville Manning Gallery presents a solo exhibition of works by Jamie Wyeth concurrent with the artist’s major retrospective on view at the Brandywine River Museum in Chadds Ford, PA.  The...

Cost: Free

Where:
Somerville Manning Gallery
101 Stone Block Row
Brecks Mill, 2nd Floor
Greenville, DE  19807
View map »


Sponsor: Somerville Manning Gallery
Telephone: (302) 652-0271
Contact Name: Marisa Nolan
Website »

More information

This summer, Camden’s largest residents, Adventure Aquarium’s hippopotamuses Button and Genny, invite you to join them in their exciting new home, Hippo Haven. As the only aquarium in the...

Cost: $18.95 - 25.95

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Contact Name: Amanda Perez
Website »

More information

Prehistoric marine reptiles that ruled the primeval seas more than 100 million years ago are taking over Adventure Aquarium on the Camden Waterfront for a limited-time exhibit starting January 16....

Cost: $25.95 for adults; $18.95 for children ages 2-12

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Sponsor: Adventure Aquarium
Telephone: 856-365-3300
Website »

More information

Visitors may take a two-hour guided tour of Hagley’s 235-acre site. Stops include Eleutherian Mills, the first du Pont family home built in America; the First Office of the DuPont Company; a...

Cost: Free

Where:
Hagley Museum
201 Hagley Creek Road
Wilmington, DE  19807
View map »


Sponsor: Hagley Museum and Library
Telephone: 302-658-2400
Contact Name: Meg Marcozzi
Website »

More information

Plexus Fitness and Empowered Yoga 2nd annual Race on the BIG DAY 5K & 1.5 Mile Walk Location: Plexus Fitness, 1007 N. Orange St., Wilmington Time: Registration 11:30 a.m. Race starts...

Where:
Plexus Fitness
1007 N. Orange St
Wilmington, DE
View map »

More information

Join us for this noontime lunch series on the first Friday of every month. Art is Tasty pairs an engaging 30-minute discussion about a work of art with a delicious lunch in the Thronson...

Cost: $12 Members, $14 Non-Members

Where:
Delaware Art Museum
2301 Kentmere Parkway
Wilmington, DE  19806
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Telephone: 302-351-8558
Contact Name: Jessica Jenkins
Website »

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Ditch the winter whites for a world of dazzling color at Longwood Gardens, where you can stroll through thousands of orchids in bloom.

Where:
Longwood Gardens
1001 Longwood Road
Kennett Square, PA  19348
View map »

More information

Delaware native, Carson Zullinger, has been exhibiting his figural and landscape fine-art photographs for forty years. Zullinger often subordinates his dynamic and thoroughly modern compositions to...

Cost: Free

Where:
406 Federal Street
Dover, DE  19901

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Tobacco Cessation Location: Bayhealth Kent General, Private Dining Room 1–2, 640 S. State St., Dover Time: 5 p.m.–6:30 p.m. More info: Must be at least 18 years old to register...

Where:
Bayhealth Kent General
Private Dining Room 1–2
640 S. State St.
Dover, DE
View map »

More information

Chips for Charity is a Monte Carlo-style cocktail event that boasts table games and dealers, an open bar, catering, a photo booth, a silent auction, 50/50, raffle prizes, a DJ and much more! Unlike...

Cost: $75/ticket

Where:
Delaware Center for Contemporary Arts (DCCA)
200 S. Madison St.
The Riverfront
Wilmington, DE  19801
View map »


Sponsor: Next Gen North
Telephone: 609-665-6001
Contact Name: Danielle Dick
Website »

More information

“Smokey Joe’s Cafe” is a high-energy song and dance celebration honoring the works of two rock 'n' roll pioneers, Jerry Leiber and Mike Stoller. The show includes 40 of their hits, including...

Cost: $12-$20

Where:
Wilmington Drama League
10 W. Lea Blvd.
Wilmington, DE  19802
View map »


Sponsor: Wilmington Drama League
Telephone: 764-1172
Website »

More information

Epifania is pretty boss when it comes to making money. Finding love, though? Not so much. But when the richest woman on earth finds a guy who holds her fancy, will she meet his challenge to live...

Where:
Resident Ensemble Players/Thompson Theatre
110 Orchard Road
Newark, DE
View map »


Website »

More information

These ain’t your granddad’s matchboxes—check out 60 rare examples of decadent 19th-century cases.

Where:
Delaware Art Museum
2301 Kentmere Pkwy.
Wilmington, DE
View map »


Telephone: 571-9590
Website »

More information

Make no beans about it—you won’t want to miss Jack face off against the mighty Giant. 

Where:
Delaware Children’s Theatre
1014 Delaware Ave
Wilmington, DE
View map »

More information

Show More...
Show Less...

Lynn discovered photography through working in wild bird rehabilitation. Her images  explore Delaware’s wonderful variety of life and landscapes. She is a regular contributor to Delaware State...

Cost: Free

Where:
Blue Ball Barn
1914 West Park Drive
Wilmington, DE  19803
View map »


Telephone: 302-577-7020
Website »

More information

Prehistoric marine reptiles that ruled the primeval seas more than 100 million years ago are taking over Adventure Aquarium on the Camden Waterfront for a limited-time exhibit starting January 16....

Cost: $25.95 for adults; $18.95 for children ages 2-12

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Sponsor: Adventure Aquarium
Telephone: 856-365-3300
Website »

More information

Somerville Manning Gallery presents a solo exhibition of works by Jamie Wyeth concurrent with the artist’s major retrospective on view at the Brandywine River Museum in Chadds Ford, PA.  The...

Cost: Free

Where:
Somerville Manning Gallery
101 Stone Block Row
Brecks Mill, 2nd Floor
Greenville, DE  19807
View map »


Sponsor: Somerville Manning Gallery
Telephone: (302) 652-0271
Contact Name: Marisa Nolan
Website »

More information

This summer, Camden’s largest residents, Adventure Aquarium’s hippopotamuses Button and Genny, invite you to join them in their exciting new home, Hippo Haven. As the only aquarium in the...

Cost: $18.95 - 25.95

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Contact Name: Amanda Perez
Website »

More information

Visitors may take a two-hour guided tour of Hagley’s 235-acre site. Stops include Eleutherian Mills, the first du Pont family home built in America; the First Office of the DuPont Company; a...

Cost: Free

Where:
Hagley Museum
201 Hagley Creek Road
Wilmington, DE  19807
View map »


Sponsor: Hagley Museum and Library
Telephone: 302-658-2400
Contact Name: Meg Marcozzi
Website »

More information

Ditch the winter whites for a world of dazzling color at Longwood Gardens, where you can stroll through thousands of orchids in bloom.

Where:
Longwood Gardens
1001 Longwood Road
Kennett Square, PA  19348
View map »

More information

Christiana Care Wellness Yoga ​Occurs on Mondays Location: Helen F. Graham Cancer Center, 4701 Ogletown-Stanton Road, Newark Time: 1–2 p.m. Physician clearance required....

Where:
Helen F. Graham Cancer Center
4701 Ogletown-Stanton Road
Newark, DE
View map »

More information

Delaware native, Carson Zullinger, has been exhibiting his figural and landscape fine-art photographs for forty years. Zullinger often subordinates his dynamic and thoroughly modern compositions to...

Cost: Free

Where:
406 Federal Street
Dover, DE  19901

More information

Tobacco Cessation Location: Bayhealth Kent General, Private Dining Room 1–2, 640 S. State St., Dover Time: 5 p.m.–6:30 p.m. More info: Must be at least 18 years old to register...

Where:
Bayhealth Kent General
Private Dining Room 1–2
640 S. State St.
Dover, DE
View map »

More information

Chips for Charity is a Monte Carlo-style cocktail event that boasts table games and dealers, an open bar, catering, a photo booth, a silent auction, 50/50, raffle prizes, a DJ and much more! Unlike...

Cost: $75/ticket

Where:
Delaware Center for Contemporary Arts (DCCA)
200 S. Madison St.
The Riverfront
Wilmington, DE  19801
View map »


Sponsor: Next Gen North
Telephone: 609-665-6001
Contact Name: Danielle Dick
Website »

More information

Make no beans about it—you won’t want to miss Jack face off against the mighty Giant. 

Where:
Delaware Children’s Theatre
1014 Delaware Ave
Wilmington, DE
View map »

More information

Epifania is pretty boss when it comes to making money. Finding love, though? Not so much. But when the richest woman on earth finds a guy who holds her fancy, will she meet his challenge to live...

Where:
Resident Ensemble Players/Thompson Theatre
110 Orchard Road
Newark, DE
View map »


Website »

More information

These ain’t your granddad’s matchboxes—check out 60 rare examples of decadent 19th-century cases.

Where:
Delaware Art Museum
2301 Kentmere Pkwy.
Wilmington, DE
View map »


Telephone: 571-9590
Website »

More information

Christiana Care: Mindful Meditation for Pain and Stress Location: Helen F. Graham Cancer Center, 4701 Ogletown-Stanton Road, Newark Time: 2:30 p.m.–3:30 p.m. More info: 623-4707 to...

Where:
Helen F. Graham Cancer Center
4701 Ogletown-Stanton Road
Newark, DE
View map »

More information

Show More...
Show Less...

Don’t miss this trip to a Certified Organic greenhouse in the Bucks Co. countryside, specializing in propagating and growing unique, unusual, and collectible plants. Special tidbit: the...

Cost: $45/members; $55/non-members

Where:
Delaware Center for Horticulture
1810 N Dupont Street
Wilmington, DE  19806
View map »


Telephone: 302-658-6262 x117
Contact Name: Bonnie Swan
Website »

More information

Lynn discovered photography through working in wild bird rehabilitation. Her images  explore Delaware’s wonderful variety of life and landscapes. She is a regular contributor to Delaware State...

Cost: Free

Where:
Blue Ball Barn
1914 West Park Drive
Wilmington, DE  19803
View map »


Telephone: 302-577-7020
Website »

More information

Delaware native, Carson Zullinger, has been exhibiting his figural and landscape fine-art photographs for forty years. Zullinger often subordinates his dynamic and thoroughly modern compositions to...

Cost: 5.00

Where:
Biggs Museum of American Arts
406 Federal Street
Dover, DE  19901
View map »

More information

Prehistoric marine reptiles that ruled the primeval seas more than 100 million years ago are taking over Adventure Aquarium on the Camden Waterfront for a limited-time exhibit starting January 16....

Cost: $25.95 for adults; $18.95 for children ages 2-12

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Sponsor: Adventure Aquarium
Telephone: 856-365-3300
Website »

More information

This summer, Camden’s largest residents, Adventure Aquarium’s hippopotamuses Button and Genny, invite you to join them in their exciting new home, Hippo Haven. As the only aquarium in the...

Cost: $18.95 - 25.95

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Contact Name: Amanda Perez
Website »

More information

Somerville Manning Gallery presents a solo exhibition of works by Jamie Wyeth concurrent with the artist’s major retrospective on view at the Brandywine River Museum in Chadds Ford, PA.  The...

Cost: Free

Where:
Somerville Manning Gallery
101 Stone Block Row
Brecks Mill, 2nd Floor
Greenville, DE  19807
View map »


Sponsor: Somerville Manning Gallery
Telephone: (302) 652-0271
Contact Name: Marisa Nolan
Website »

More information

Christiana Care Smoking Cessation Classes 10:30 a.m.–1:30 p.m. Helen F. Graham Cancer Center, 4701 Ogletown-Stanton Road, Newark More info and to register: 693-2273 or...

Where:
Helen F. Graham Cancer Center
4701 Ogletown-Stanton Road
Newark, DE
View map »

More information

Visitors may take a two-hour guided tour of Hagley’s 235-acre site. Stops include Eleutherian Mills, the first du Pont family home built in America; the First Office of the DuPont Company; a...

Cost: Free

Where:
Hagley Museum
201 Hagley Creek Road
Wilmington, DE  19807
View map »


Sponsor: Hagley Museum and Library
Telephone: 302-658-2400
Contact Name: Meg Marcozzi
Website »

More information

Looking for a way to extend your farmers market enjoyment? There are so many wonderful growers, chefs, bakers and more that we wanted to create an indoor market to support these wonderful local...

Cost: Free

Where:
The Cordrey Center
30366 Cordrey Road
Millsboro, DE  19966
View map »


Sponsor: East Coast Garden Center
Telephone: 302-945-3489
Contact Name: Melissa Dombrowski
Website »

More information

Ditch the winter whites for a world of dazzling color at Longwood Gardens, where you can stroll through thousands of orchids in bloom.

Where:
Longwood Gardens
1001 Longwood Road
Kennett Square, PA  19348
View map »

More information

Delaware native, Carson Zullinger, has been exhibiting his figural and landscape fine-art photographs for forty years. Zullinger often subordinates his dynamic and thoroughly modern compositions to...

Cost: Free

Where:
406 Federal Street
Dover, DE  19901

More information

Audiology Learning Seminars Month 6: New Hearing Aid Technology Location: John H. Ammon Medical Education Center, Christiana Hospital Campus, 4755 Ogletown-Stanton Road, Newark Time: 5...

Where:
John H. Ammon Medical Education Center
4755 Ogletown-Stanton Road
Newark, DE
View map »

More information

Tobacco Cessation Location: Bayhealth Kent General, Private Dining Room 1–2, 640 S. State St., Dover Time: 5 p.m.–6:30 p.m. More info: Must be at least 18 years old to register...

Where:
Bayhealth Kent General
Private Dining Room 1–2
640 S. State St.
Dover, DE
View map »

More information

Chips for Charity is a Monte Carlo-style cocktail event that boasts table games and dealers, an open bar, catering, a photo booth, a silent auction, 50/50, raffle prizes, a DJ and much more! Unlike...

Cost: $75/ticket

Where:
Delaware Center for Contemporary Arts (DCCA)
200 S. Madison St.
The Riverfront
Wilmington, DE  19801
View map »


Sponsor: Next Gen North
Telephone: 609-665-6001
Contact Name: Danielle Dick
Website »

More information

Epifania is pretty boss when it comes to making money. Finding love, though? Not so much. But when the richest woman on earth finds a guy who holds her fancy, will she meet his challenge to live...

Where:
Resident Ensemble Players/Thompson Theatre
110 Orchard Road
Newark, DE
View map »


Website »

More information

Make no beans about it—you won’t want to miss Jack face off against the mighty Giant. 

Where:
Delaware Children’s Theatre
1014 Delaware Ave
Wilmington, DE
View map »

More information

These ain’t your granddad’s matchboxes—check out 60 rare examples of decadent 19th-century cases.

Where:
Delaware Art Museum
2301 Kentmere Pkwy.
Wilmington, DE
View map »


Telephone: 571-9590
Website »

More information

Show More...
Show Less...

Lynn discovered photography through working in wild bird rehabilitation. Her images  explore Delaware’s wonderful variety of life and landscapes. She is a regular contributor to Delaware State...

Cost: Free

Where:
Blue Ball Barn
1914 West Park Drive
Wilmington, DE  19803
View map »


Telephone: 302-577-7020
Website »

More information

Delaware native, Carson Zullinger, has been exhibiting his figural and landscape fine-art photographs for forty years. Zullinger often subordinates his dynamic and thoroughly modern compositions to...

Cost: 5.00

Where:
Biggs Museum of American Arts
406 Federal Street
Dover, DE  19901
View map »

More information

Prehistoric marine reptiles that ruled the primeval seas more than 100 million years ago are taking over Adventure Aquarium on the Camden Waterfront for a limited-time exhibit starting January 16....

Cost: $25.95 for adults; $18.95 for children ages 2-12

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Sponsor: Adventure Aquarium
Telephone: 856-365-3300
Website »

More information

Somerville Manning Gallery presents a solo exhibition of works by Jamie Wyeth concurrent with the artist’s major retrospective on view at the Brandywine River Museum in Chadds Ford, PA.  The...

Cost: Free

Where:
Somerville Manning Gallery
101 Stone Block Row
Brecks Mill, 2nd Floor
Greenville, DE  19807
View map »


Sponsor: Somerville Manning Gallery
Telephone: (302) 652-0271
Contact Name: Marisa Nolan
Website »

More information

This summer, Camden’s largest residents, Adventure Aquarium’s hippopotamuses Button and Genny, invite you to join them in their exciting new home, Hippo Haven. As the only aquarium in the...

Cost: $18.95 - 25.95

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Contact Name: Amanda Perez
Website »

More information

Visitors may take a two-hour guided tour of Hagley’s 235-acre site. Stops include Eleutherian Mills, the first du Pont family home built in America; the First Office of the DuPont Company; a...

Cost: Free

Where:
Hagley Museum
201 Hagley Creek Road
Wilmington, DE  19807
View map »


Sponsor: Hagley Museum and Library
Telephone: 302-658-2400
Contact Name: Meg Marcozzi
Website »

More information

Beebe Healthcare offers free glucose screenings every Wednesday from 1 p.m. – 2:30 p.m. at the following lab locations: Beebe Healthcare Medical Center, 424 Savannah Road, Lewes,...

Cost: free

Where:
, DE

More information

Ditch the winter whites for a world of dazzling color at Longwood Gardens, where you can stroll through thousands of orchids in bloom.

Where:
Longwood Gardens
1001 Longwood Road
Kennett Square, PA  19348
View map »

More information

Delaware native, Carson Zullinger, has been exhibiting his figural and landscape fine-art photographs for forty years. Zullinger often subordinates his dynamic and thoroughly modern compositions to...

Cost: Free

Where:
406 Federal Street
Dover, DE  19901

More information

STEPS to Healthy Aging Health Education Lecture: Alzheimer’s Disease and Caregiver Support Location: Bayhealth Kent General, Private Dining Room 3, 640 S. State St., Dover Time: 5...

Where:
Bayhealth Kent General
640 S. State St.
Dover, DE
View map »

More information

Tobacco Cessation Location: Bayhealth Kent General, Private Dining Room 1–2, 640 S. State St., Dover Time: 5 p.m.–6:30 p.m. More info: Must be at least 18 years old to register...

Where:
Bayhealth Kent General
Private Dining Room 1–2
640 S. State St.
Dover, DE
View map »

More information

The Rehoboth Beach Film Society, Lewes Public Library, and Movies at Midway present, “The Auction” as February’s film for the Around the World series on Wednesday, February 4, at 6:30 pm in...

Cost: Free

Where:
Movies at Midway
Coastal Highway
Rehoboth Beach, DE
View map »


Sponsor: Rehoboth Beach Film Society
Telephone: 302-645-9095
Contact Name: Jeri Kaplan
Website »

More information

Horticulturist and garden-writer Peggy Anne Montgomery leads a virtual tour of Pennsylvania Horticultural Society Gold Medal native plants, and considers the role of beneficial insects and...

Cost: $10/members; $15/non-members

Where:
Delaware Center for Horticulture
1810 N Dupont Street
Wilmington, DE  19806
View map »


Sponsor: Gateway Garden Center & Delaware Grounds Management Association
Telephone: 302-658-6262 x117
Contact Name: Bonnie Swan
Website »

More information

Chips for Charity is a Monte Carlo-style cocktail event that boasts table games and dealers, an open bar, catering, a photo booth, a silent auction, 50/50, raffle prizes, a DJ and much more! Unlike...

Cost: $75/ticket

Where:
Delaware Center for Contemporary Arts (DCCA)
200 S. Madison St.
The Riverfront
Wilmington, DE  19801
View map »


Sponsor: Next Gen North
Telephone: 609-665-6001
Contact Name: Danielle Dick
Website »

More information

Horticulturist and garden-writer Peggy Anne Montgomery leads a virtual tour of Pennsylvania Horticultural Society Gold Medal native plants, and considers the role of beneficial insects and...

Cost: $10/members; $15/non-members

Where:
Delaware Center for Horticulture
1810 N Dupont Street
Wilmington, DE  19806
View map »


Sponsor: Gateway Garden Center & Delaware Grounds Management Association
Telephone: 302-658-6262 x117
Contact Name: Bonnie Swan
Website »

More information

  Of the many hats worn by veteran entertainer John C. Reilly—actor, producer, comedian, screenwriter—American Roots music brings him to the stage. Tonight in collaboration with an...

Cost: $29

Where:
live @ the baby grand
818 N. Market St.
Wilmington, DE  19801
View map »


Website »

More information

Epifania is pretty boss when it comes to making money. Finding love, though? Not so much. But when the richest woman on earth finds a guy who holds her fancy, will she meet his challenge to live...

Where:
Resident Ensemble Players/Thompson Theatre
110 Orchard Road
Newark, DE
View map »


Website »

More information

Make no beans about it—you won’t want to miss Jack face off against the mighty Giant. 

Where:
Delaware Children’s Theatre
1014 Delaware Ave
Wilmington, DE
View map »

More information

These ain’t your granddad’s matchboxes—check out 60 rare examples of decadent 19th-century cases.

Where:
Delaware Art Museum
2301 Kentmere Pkwy.
Wilmington, DE
View map »


Telephone: 571-9590
Website »

More information

Show More...
Show Less...

Lynn discovered photography through working in wild bird rehabilitation. Her images  explore Delaware’s wonderful variety of life and landscapes. She is a regular contributor to Delaware State...

Cost: Free

Where:
Blue Ball Barn
1914 West Park Drive
Wilmington, DE  19803
View map »


Telephone: 302-577-7020
Website »

More information

Delaware native, Carson Zullinger, has been exhibiting his figural and landscape fine-art photographs for forty years. Zullinger often subordinates his dynamic and thoroughly modern compositions to...

Cost: 5.00

Where:
Biggs Museum of American Arts
406 Federal Street
Dover, DE  19901
View map »

More information

This summer, Camden’s largest residents, Adventure Aquarium’s hippopotamuses Button and Genny, invite you to join them in their exciting new home, Hippo Haven. As the only aquarium in the...

Cost: $18.95 - 25.95

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Contact Name: Amanda Perez
Website »

More information

Somerville Manning Gallery presents a solo exhibition of works by Jamie Wyeth concurrent with the artist’s major retrospective on view at the Brandywine River Museum in Chadds Ford, PA.  The...

Cost: Free

Where:
Somerville Manning Gallery
101 Stone Block Row
Brecks Mill, 2nd Floor
Greenville, DE  19807
View map »


Sponsor: Somerville Manning Gallery
Telephone: (302) 652-0271
Contact Name: Marisa Nolan
Website »

More information

Prehistoric marine reptiles that ruled the primeval seas more than 100 million years ago are taking over Adventure Aquarium on the Camden Waterfront for a limited-time exhibit starting January 16....

Cost: $25.95 for adults; $18.95 for children ages 2-12

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Sponsor: Adventure Aquarium
Telephone: 856-365-3300
Website »

More information

Visitors may take a two-hour guided tour of Hagley’s 235-acre site. Stops include Eleutherian Mills, the first du Pont family home built in America; the First Office of the DuPont Company; a...

Cost: Free

Where:
Hagley Museum
201 Hagley Creek Road
Wilmington, DE  19807
View map »


Sponsor: Hagley Museum and Library
Telephone: 302-658-2400
Contact Name: Meg Marcozzi
Website »

More information

Ditch the winter whites for a world of dazzling color at Longwood Gardens, where you can stroll through thousands of orchids in bloom.

Where:
Longwood Gardens
1001 Longwood Road
Kennett Square, PA  19348
View map »

More information

Delaware native, Carson Zullinger, has been exhibiting his figural and landscape fine-art photographs for forty years. Zullinger often subordinates his dynamic and thoroughly modern compositions to...

Cost: Free

Where:
406 Federal Street
Dover, DE  19901

More information

Tobacco Cessation Location: Bayhealth Kent General, Private Dining Room 1–2, 640 S. State St., Dover Time: 5 p.m.–6:30 p.m. More info: Must be at least 18 years old to register...

Where:
Bayhealth Kent General
Private Dining Room 1–2
640 S. State St.
Dover, DE
View map »

More information

Chips for Charity is a Monte Carlo-style cocktail event that boasts table games and dealers, an open bar, catering, a photo booth, a silent auction, 50/50, raffle prizes, a DJ and much more! Unlike...

Cost: $75/ticket

Where:
Delaware Center for Contemporary Arts (DCCA)
200 S. Madison St.
The Riverfront
Wilmington, DE  19801
View map »


Sponsor: Next Gen North
Telephone: 609-665-6001
Contact Name: Danielle Dick
Website »

More information

Epifania is pretty boss when it comes to making money. Finding love, though? Not so much. But when the richest woman on earth finds a guy who holds her fancy, will she meet his challenge to live...

Where:
Resident Ensemble Players/Thompson Theatre
110 Orchard Road
Newark, DE
View map »


Website »

More information

Make no beans about it—you won’t want to miss Jack face off against the mighty Giant. 

Where:
Delaware Children’s Theatre
1014 Delaware Ave
Wilmington, DE
View map »

More information

These ain’t your granddad’s matchboxes—check out 60 rare examples of decadent 19th-century cases.

Where:
Delaware Art Museum
2301 Kentmere Pkwy.
Wilmington, DE
View map »


Telephone: 571-9590
Website »

More information

Show More...
Show Less...

B. Proud displays photographs from the ''First Comes Love'' project which captures LGBTQ couples who have been together for 10, 20, 30, 40, and even 50+ years. Proud is the recipient of a 2014...

Cost: Free

Where:
Mezzanine Gallery
820 N. French St.
Carvel State Office Building
Wilmington, DE  19810
View map »


Sponsor: Delaware Division of the Arts
Telephone: 302-577-8278
Contact Name: Roxanne Stanulis
Website »

More information

Lynn discovered photography through working in wild bird rehabilitation. Her images  explore Delaware’s wonderful variety of life and landscapes. She is a regular contributor to Delaware State...

Cost: Free

Where:
Blue Ball Barn
1914 West Park Drive
Wilmington, DE  19803
View map »


Telephone: 302-577-7020
Website »

More information

Delaware native, Carson Zullinger, has been exhibiting his figural and landscape fine-art photographs for forty years. Zullinger often subordinates his dynamic and thoroughly modern compositions to...

Cost: 5.00

Where:
Biggs Museum of American Arts
406 Federal Street
Dover, DE  19901
View map »

More information

This summer, Camden’s largest residents, Adventure Aquarium’s hippopotamuses Button and Genny, invite you to join them in their exciting new home, Hippo Haven. As the only aquarium in the...

Cost: $18.95 - 25.95

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Contact Name: Amanda Perez
Website »

More information

Prehistoric marine reptiles that ruled the primeval seas more than 100 million years ago are taking over Adventure Aquarium on the Camden Waterfront for a limited-time exhibit starting January 16....

Cost: $25.95 for adults; $18.95 for children ages 2-12

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Sponsor: Adventure Aquarium
Telephone: 856-365-3300
Website »

More information

Somerville Manning Gallery presents a solo exhibition of works by Jamie Wyeth concurrent with the artist’s major retrospective on view at the Brandywine River Museum in Chadds Ford, PA.  The...

Cost: Free

Where:
Somerville Manning Gallery
101 Stone Block Row
Brecks Mill, 2nd Floor
Greenville, DE  19807
View map »


Sponsor: Somerville Manning Gallery
Telephone: (302) 652-0271
Contact Name: Marisa Nolan
Website »

More information

Visitors may take a two-hour guided tour of Hagley’s 235-acre site. Stops include Eleutherian Mills, the first du Pont family home built in America; the First Office of the DuPont Company; a...

Cost: Free

Where:
Hagley Museum
201 Hagley Creek Road
Wilmington, DE  19807
View map »


Sponsor: Hagley Museum and Library
Telephone: 302-658-2400
Contact Name: Meg Marcozzi
Website »

More information

Ditch the winter whites for a world of dazzling color at Longwood Gardens, where you can stroll through thousands of orchids in bloom.

Where:
Longwood Gardens
1001 Longwood Road
Kennett Square, PA  19348
View map »

More information

Delaware native, Carson Zullinger, has been exhibiting his figural and landscape fine-art photographs for forty years. Zullinger often subordinates his dynamic and thoroughly modern compositions to...

Cost: Free

Where:
406 Federal Street
Dover, DE  19901

More information

Tobacco Cessation Location: Bayhealth Kent General, Private Dining Room 1–2, 640 S. State St., Dover Time: 5 p.m.–6:30 p.m. More info: Must be at least 18 years old to register...

Where:
Bayhealth Kent General
Private Dining Room 1–2
640 S. State St.
Dover, DE
View map »

More information

Killens Pond Nature Center presents... Pondside Artisans: Gary Knox, Photographer February 6th, 2015 6-8 p.m. Join Gary Knox for a meet-and-greet and enjoy his breathtaking portfolio....

Cost: Free

Where:
Killens Pond Nature Center
5025 Killens Pond Road
Use Special Events Gate Across from Scrap Tavern Rd
Felton, DE  19943
View map »


Sponsor: Killens Pond Nature Center
Telephone: (302)284-4299
Contact Name: Kara Okonewski
Website »

More information

The Lighthouse Church will be starting a Training Center for Deliverances beginning Friday September 12, 2014.  The school will be focused on all aspects of ministering deliverance and healing...

Cost: Free

Where:
The Lighthouse Church Inc.
6 South Railroad Avenue
Wyoming, DE  19934
View map »


Sponsor: The Lighthouse Church Inc.
Telephone: (302) 632-4679
Contact Name: Bro. Christopher Gore
Website »

More information

Chips for Charity is a Monte Carlo-style cocktail event that boasts table games and dealers, an open bar, catering, a photo booth, a silent auction, 50/50, raffle prizes, a DJ and much more! Unlike...

Cost: $75/ticket

Where:
Delaware Center for Contemporary Arts (DCCA)
200 S. Madison St.
The Riverfront
Wilmington, DE  19801
View map »


Sponsor: Next Gen North
Telephone: 609-665-6001
Contact Name: Danielle Dick
Website »

More information

Guitarist Bruce Anthony plays timeless jazz standards from the American songbook, with an impeccable style that incorporates swing, ragtime and his own personal interpretation. Friends of Folk is...

Cost: Free

Where:
First State Heritage Park
The Old State House
25 The Green
Dover, DE  19901
View map »


Sponsor: First State Heritage Park
Telephone: 302-739-9194
Contact Name: Sarah Zimmerman
Website »

More information

“Leaves,” a drama by Lucy Caldwell, follows the Murdoch family. After the oldest daughter goes off to college and attempts suicide, the family must make sense of the tragedy. A story of blame,...

Cost: $12

Where:
Wilmington Drama League
10 W. Lea Blvd.
wilmington, DE  19802
View map »


Website »

More information

Make no beans about it—you won’t want to miss Jack face off against the mighty Giant. 

Where:
Delaware Children’s Theatre
1014 Delaware Ave
Wilmington, DE
View map »

More information

These ain’t your granddad’s matchboxes—check out 60 rare examples of decadent 19th-century cases.

Where:
Delaware Art Museum
2301 Kentmere Pkwy.
Wilmington, DE
View map »


Telephone: 571-9590
Website »

More information

Epifania is pretty boss when it comes to making money. Finding love, though? Not so much. But when the richest woman on earth finds a guy who holds her fancy, will she meet his challenge to live...

Where:
Resident Ensemble Players/Thompson Theatre
110 Orchard Road
Newark, DE
View map »


Website »

More information

Show More...
Show Less...

Delaware native, Carson Zullinger, has been exhibiting his figural and landscape fine-art photographs for forty years. Zullinger often subordinates his dynamic and thoroughly modern compositions to...

Cost: 5.00

Where:
Biggs Museum of American Arts
406 Federal Street
Dover, DE  19901
View map »

More information

Somerville Manning Gallery presents a solo exhibition of works by Jamie Wyeth concurrent with the artist’s major retrospective on view at the Brandywine River Museum in Chadds Ford, PA.  The...

Cost: Free

Where:
Somerville Manning Gallery
101 Stone Block Row
Brecks Mill, 2nd Floor
Greenville, DE  19807
View map »


Sponsor: Somerville Manning Gallery
Telephone: (302) 652-0271
Contact Name: Marisa Nolan
Website »

More information

This summer, Camden’s largest residents, Adventure Aquarium’s hippopotamuses Button and Genny, invite you to join them in their exciting new home, Hippo Haven. As the only aquarium in the...

Cost: $18.95 - 25.95

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Contact Name: Amanda Perez
Website »

More information

Prehistoric marine reptiles that ruled the primeval seas more than 100 million years ago are taking over Adventure Aquarium on the Camden Waterfront for a limited-time exhibit starting January 16....

Cost: $25.95 for adults; $18.95 for children ages 2-12

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Sponsor: Adventure Aquarium
Telephone: 856-365-3300
Website »

More information

Visitors may take a two-hour guided tour of Hagley’s 235-acre site. Stops include Eleutherian Mills, the first du Pont family home built in America; the First Office of the DuPont Company; a...

Cost: Free

Where:
Hagley Museum
201 Hagley Creek Road
Wilmington, DE  19807
View map »


Sponsor: Hagley Museum and Library
Telephone: 302-658-2400
Contact Name: Meg Marcozzi
Website »

More information

Oscar Wilde’s Salomé: Illustrating Death and Desire will feature artists’ interpretations of this controversial play throughout the ages. The play was banned from production in London in 1893...

Cost: Regular Admission - Free on Sunday

Where:
Delaware Art Museum
2301 Kentmere Parkway
Wilmington, DE  19806
View map »


Sponsor: Delaware Division of the Arts
Telephone: 302-351-8558
Contact Name: Jessica Jenkins
Website »

More information

Ditch the winter whites for a world of dazzling color at Longwood Gardens, where you can stroll through thousands of orchids in bloom.

Where:
Longwood Gardens
1001 Longwood Road
Kennett Square, PA  19348
View map »

More information

Delaware native, Carson Zullinger, has been exhibiting his figural and landscape fine-art photographs for forty years. Zullinger often subordinates his dynamic and thoroughly modern compositions to...

Cost: Free

Where:
406 Federal Street
Dover, DE  19901

More information

A highlight of Coastal Concerts' current season will be a recital by virtuoso pianist Ingrid Fliter who has received high acclaim throughout the world for her masterful interpretations of Chopin,...

Cost: $30. Ages 10-18 years free. Students 19 years and older $10.

Where:
Bethel United Methodist Church Hall
Fourth and Market Streets
Lewes, DE  19958
View map »


Sponsor: Coastal Concerts, Inc.
Telephone: 888-212-6458
Contact Name: Edna Ellett
Website »

More information

Tobacco Cessation Location: Bayhealth Kent General, Private Dining Room 1–2, 640 S. State St., Dover Time: 5 p.m.–6:30 p.m. More info: Must be at least 18 years old to register...

Where:
Bayhealth Kent General
Private Dining Room 1–2
640 S. State St.
Dover, DE
View map »

More information

Explore Alapocas Woods to find the animals that only come out after the sun goes down.  Worried you won’t see anything?  Use our night vision tools to help your search.  This hike will be on a...

Cost: $4 per person, $10 per family of four

Where:
Alapocas Run State Park
1914 West Park Drive
Wilmington, DE  19803
View map »


Telephone: 302-577-7020
Website »

More information

Chips for Charity is a Monte Carlo-style cocktail event that boasts table games and dealers, an open bar, catering, a photo booth, a silent auction, 50/50, raffle prizes, a DJ and much more! Unlike...

Cost: $75/ticket

Where:
Delaware Center for Contemporary Arts (DCCA)
200 S. Madison St.
The Riverfront
Wilmington, DE  19801
View map »


Sponsor: Next Gen North
Telephone: 609-665-6001
Contact Name: Danielle Dick
Website »

More information

  Imago Theatre’s original production have toured internationally for over three decades. Imago’s signature works FROGZ have appeared three times on Broadway in 2000, 2002 and 2010 at the...

Cost: $24

Where:
The Grand Opera House
818 N. Market St.
Wilmington, DE  19801
View map »


Website »

More information

“Leaves,” a drama by Lucy Caldwell, follows the Murdoch family. After the oldest daughter goes off to college and attempts suicide, the family must make sense of the tragedy. A story of blame,...

Cost: $12

Where:
Wilmington Drama League
10 W. Lea Blvd.
wilmington, DE  19802
View map »


Website »

More information

Grammy nominated pianist David Lanz enthralls music lovers around the world with his engaging playing style and original compositions. The well-known top instrumental recording and concert artist...

Cost: $35

Where:
live @ the baby grand
818 N. Market St.
Wilmington, DE  19801
View map »


Website »

More information

These ain’t your granddad’s matchboxes—check out 60 rare examples of decadent 19th-century cases.

Where:
Delaware Art Museum
2301 Kentmere Pkwy.
Wilmington, DE
View map »


Telephone: 571-9590
Website »

More information

Make no beans about it—you won’t want to miss Jack face off against the mighty Giant. 

Where:
Delaware Children’s Theatre
1014 Delaware Ave
Wilmington, DE
View map »

More information

Epifania is pretty boss when it comes to making money. Finding love, though? Not so much. But when the richest woman on earth finds a guy who holds her fancy, will she meet his challenge to live...

Where:
Resident Ensemble Players/Thompson Theatre
110 Orchard Road
Newark, DE
View map »


Website »

More information

Show More...
Show Less...
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