Financial Planning: Everything You Need to Know About Your Money (Almost)

The guide to managing your finances, in good economies and bad.
(In a word, be patient.)



Illustration by Craig LaRotondaBenjamin Franklin knew what he was talking about when he said, “A penny saved is a penny earned.”

“The power of compound interest is something you can never recapture,” says Carol E. Arnott, a certified financial planner with Greenville Financial Group in Greenville.

Imagine Franklin with access to a Roth IRA. There are so many financial products designed to help you save and grow your investments, selecting the ones that fit your goals can be complicated. Now that we’ve watched the Dow plummet to record lows and watched financial markets drop around the world, it’s more important than ever to manage your money prudently. Despite the news, there are tremendous opportunities.

We asked some of the state’s best financial planners for their advice. The initial panic about the economy may have faded, but good counsel is good counsel. Here’s what they had to say.
 

HOW TO FIND A PLANNER

Where do you start? Right here. Step by step:

Do some digging. Ask friends and family if they’re happy with their financial planner. If you’ve just moved to an area, search the Financial Planning Association’s list of Certified Financial Planners (www.fpanet.org/Membership/PlannerSearch). With names in hand, visit www.state.de.us/securities/index.htm to determine if any complaints have been filed against him or her.

Many planners today have specialties. Along with offering comprehensive financial planning services, for example, Carol E. Arnott helps divorcing spouses with their settlements. Some planners only take clients of high net worth. Others work with retirees. You’ll save time if you ask before scheduling an appointment.

When you meet with the planner, request details about his or her background, says R. Clifford Berg. Ask about credentials and what it took to receive them. Was it a weekend course, or an intensive program? Also ask if they belong to professional societies.

Ascertain the fee. Don’t be afraid to talk about compensation. “You need to establish the rules of engagement early on,” says Cynthia Hewitt.

Many financial planners have a fee for preparing a financial plan, which will vary depending on the complexity of assets and the client’s goals. The client then has the option to implement the plan with that firm for additional compensation. Some planners charge a management fee, which is often an hourly rate or a percentage of assets under management. They take no additional compensation from the sale or the management of a product. Other planners work on commission. They may or may not charge a set fee for the plan.

Which one is for you? It depends in part on your comfort level, Hewitt says. It also depends on the anticipated account activity and whether it’s more cost-effective to pay a fee rather than commissions.

Discuss the available products. Some planners only have access to a company’s products or company-approved products. They can only offer what is in-house. Others have greater flexibility and a wider choice.

Look for warning signs. Head for the door if the financial planner:

• is not a good listener;

• does not respect your risk tolerance;

• tells you that it’s OK if you don’t understand the investment because he or she will take care of it;

• brings up offshore accounts or investments in exotic locations;

• launches into a hard sell;

• promises above-market rates of return;

• indicates that an investment is guaranteed—a word many firms forbid their planners to use;

• does not discuss your goals.
 

Page 2: Planning Through the Decades

 

Photograph by Pat Crowe II

 

 

Jon D. Walton, CFP, CLU
Financial Planner, Independence Wealth Services


Walton, who entered the financial planning industry in 1980, specializes in wealth management, which includes retirement, estate and business-succession planning. He is an adjunct faculty member at the University of Delaware, where he teaches financial planning classes to students going for their Certified Financial Planner certificates.
In these economic times: “Money is just a tool. Your risk should be in line with your goals. Invest with a purpose. Now that we’re in this, it’s especially important to remember what your purpose is.”

 

 

PLANNING THROUGH THE DECADES

You’re never too young or old to start implementing a financial plan. Here is a guide for working adults.

In Your 20s Now is the time to reduce any credit card debt. “Credit card interest will eat you alive,” says Frederick J. Dawson.

Put whatever money you can into a retirement fund. Peni G. Warren wishes that fact was taught in school.

Carol E. Arnott recommends making monthly contributions to an IRA rather than making a lump sum contribution at year’s end. That way you buy into the market at high and low prices, which average out. If you only contribute once a year, you might hit a low market.

In Your 30s If you haven’t already, you’re probably looking for a house to buy. In the old days, buyers bought the biggest, most expensive house they could afford and “strapped it on,” Dawson says. That philosophy is changing. “I don’t know that going forward personal residences will be the investments they used to be,” he says.

People are getting back to the ABCs of financial planning, Warren says. “Look at what you can afford and look at the worst-case scenario if something happened to you.”

Plan for your children’s education and keep putting money into your retirement accounts. “Tell grandparents to stop buying stuff for the kids and start contributing to their 529 college savings plan,” Warren says.

The rule of thumb is to keep three to six months’ worth of expenses in some kind of liquid interest-bearing account in case of emergency. But you may need more or less money depending on your lifestyle.

In Your 40s Increase contributions to your retirement account. Why? People are living longer, healthcare expenses are going up and “pensions are dinosaurs,” Arnott says.

If you’re considering an early retirement, remember that if you retire at 50 and you live past 80, your money has to last more than 30 years.

Learn from the past. Speculators in the 1990s created a soaring stock market that crashed when the tech bubble burst. Speculators in the real estate market, low-interest rates and loose lending practices drove the price of housing up until that market crashed. In the summer, commodities took a leap.

All this is a case for diversifying your portfolio, which once meant stock and cash. If you opt for investments in commodities, look for an expert. “It’s not for the faint of heart,” says Sherman L. Townsend. “It’s highly speculative and quite volatile.”

Bonds create some stability to smooth out the volatility, Townsend says. There are different types of bonds, however, so you will again need an expert’s advice. Warren recommends bonds that are well diversified.

Real estate, meanwhile, might include private residences, rental properties or an investment in a real estate investment trust.

In Your 50s It’s time to get really serious about retirement. “Sock away as much as you can and put a clamp on your wallet,” Dawson says.

By now you should have pictured your retirement so you know how much you’ll need. But if you haven’t, ask yourself:

• Do I plan to travel mostly the first year or for many years after retirement?

• Do I plan to downsize to a smaller home?

• Can I make sacrifices, such as selling one of our two cars?

• Is it important for me to leave money to my children?

• Do I plan to work part time? Am I willing to in order to maintain my lifestyle?

Too many 50-somethings start to bank on safe investments, such as savings accounts and CDs. “The big mistake people make is getting too conservative,” Arnott says. “The risk is not that you’ll lose your money. The risk is losing purchasing power.” Low-interest accounts are barely keeping pace with inflation.

Though people in high tax brackets may benefit from maintaining a mortgage, most planners prefer that clients have no mortgage going into retirement.

Many 50-somethings’ parents are in their 70s. Look into long-term health insurance, both for your parents and for yourselves. “It can be a tremendous expense if you have to go into a facility,” Warren says.

 Finally, make sure your children are starting down the right financial path. “By the time a person is 25, you can see a life pattern as to how they’ll manage money,” Townsend says. “Unfortunately, most are spending more than they’re earning.”
 

Page 3: Managing a Windfall

 

Carol E. Arnott, CFP, CDFA, CHFC
Greenville Financial Group


In addition to helping individuals, couples and business owners, Arnott helps people wade through the financial ramifications of divorce settlements. A frequent speaker, she’s appeared on Fox 29’s morning show and she regularly writes columns for Photograph by Pat Crowe IIlocal publications. Arnott was named Women in Business Champion of the Year for 2008 by the Small Business Administration’s Delaware Office.

In these economic times: “Don’t panic. Turn off the 6 o’clock news. As hard as it is to do, get the emotion out of the process because that’s what’s driving the market right now. Then revisit your portfolio to make sure your plan is in line with your goals.”

 

 

MANAGING A WINDFALL

Who hasn’t imagined winning the lottery? What would you do with the money? Even the thought of a $10,000 inheritance or insurance settlement can make you write a mental wish list.

Few, however, are prepared to cope with receiving a lump sum.

“No matter the size of the windfall or where it comes from, it’s often all gone within three years—or some 95 percent of it is gone,” Dawson says.

Here are some tips to help you get some bang from that buck.

Consider the tax implications. If you win the lottery, expect the government to come calling. That’s also the case with many other lump-sum windfalls. Find out if you need to set aside money to pay Uncle Sam. Otherwise, you may need to cash into savings or IRAs when you’ve spent the windfall.

Don’t rush into anything. Refrain from going shopping until you create a game plan. “Put it somewhere where you can earn a little bit of interest, and think about what you want to do with that money,” Berg says. “It does change lives.”

Keep in mind that the Federal Deposit Insurance Corporation provides deposit insurance that guarantees checking and savings deposits in member banks up to $100,000 per depositor. So if you’re single, you’d need to split your $200,000 inheritance check between two FDIC-member banks.

Pay down any bad debt. Unlike your mortgage or a home equity loan, bad debt is non-deductible. Consider your credit card debt, for instance, or a car loan with a high interest rate. Pay that off if you can.

For those who can’t keep their credit cards in their wallets, Townsend takes it a step further. “Take your scissors and cut your credit cards in half,” he says. “Otherwise you’ll be right back where you were. It takes discipline.”

Discretion is the better part of savings. Won the lottery? “Don’t tell anyone,” Dawson says. “You laugh, but you’ll find out how popular you are. Schemers come out of the woodwork.”

He recalls the column he wrote on what to do if you received a lump sum. Suddenly, he received letters from petitioners who believed he had access to people with wads of cash. “It was heart-wrenching,” he says. “It was bizarre.”

Set goals. Jon D. Walton is a big fan of planning for the future. He’s keen on short, medium- and long-term goals.

Your goals will depend on the dollar amount. Nearly everyone can find a way to spend $10,000. A $400,000 insurance settlement will require more thought and care.

If you’re talking about $10,000, don’t deny yourself after paying off bad debt and planning for taxes, Walton says. But if you could put even a portion of a modest windfall into a worthy goal such as educating your child, do so. Larger amounts require long-term goals, such as retirement planning.

“You’ve done yourself a big favor if you address a lump sum this way,” he says.
 

 Page 4: The Delaware Advantage

 

Frederick J. Dawson, ChFC, CLU
Vice president, Bassett, Brosius & Dawson


Known for his musical abilities and volunteerism, as well as his financial acumen, Dawson has appeared on CNBC’s “Money Talk” and the Financial News Network’s “Financing Your Future.” He’s also a frequent guest on radio shows. He’s received the Jefferson Award for Public Service and his band, Club Phred, Photograph by Pat Crowe IIhas raised about $875,000 for charities.

In these economic times: “Unless you need all your money right now—and most people don’t because they’ll need it 10, 20, 30 years from now—stay put. If you look at the markets over time, from ’29 to 2002, which was almost as ugly as it is now, they always come back. So maintain your investments in a high-quality, diversified portfolio that’s managed professionally.”

 

 

THE DELAWARE ADVANTAGE

Known for its corporate-friendly climate, Delaware is also a trust-friendly state. Delaware does not place time limits on a properly structured (or perpetual) trust. Assets transferred to an exempt dynasty trust will benefit descendants without incurring an additional gift tax, estate tax or generation-skipping transfer tax.

There is no state income tax on income accumulated in an irrevocable trust, provided no beneficiary is a Delaware resident. There’s also no state income tax on capital gains earned by that trust.

Delaware also does not tax trust income distributed to nonresident beneficiaries. (The income is subject to the laws of the beneficiary’s state of residence.) Nor does Delaware assess a tax on the value of public and private securities, bonds, units, copyrights or other intangible property held in a trust.
 

More Great Planners

R. Clifford Berg, CLU, ChFC, AEP
Vice President, Financial House


Active in the industry since 1974, Berg has served as president of the Delaware chapter of the Society of Financial Service Professionals and of the National Association of Insurance Financial Advisors on both the state and county levels. He’s a past president of the Estate Planning Council of Delaware and currently serves on the national executive committee of NAIFA. He’ll be the national president for the 2009-2010 term.

In these economic times: “Stick with your original game plan, unless your goals have changed, and communicate with your planner. If you don’t need the money for awhile, you shouldn’t be selling out now. The market will come back. To take a loss now makes absolutely no sense.”

Cynthia Hewitt, CIMA, CRPC
First Vice President, Investments and Wealth Advisor Global Wealth Management Group, Merrill Lynch


Listed among the top 20 female financial advisors in 2004 by Research Magazine, Hewitt was recently named one of “America’s best financial advisors” by R.J. Shook in his book “The Winner’s Circle.” For the past three years, she’s been listed on Barron’s Top List of Women Financial Advisors, and she is a founder of the Fund for Women in Delaware.

In these economic times: “Keep things in perspective, if possible. Despite the negative short-term developments, this too shall pass. Things happen. They’re scary. But they don’t last forever. Be alert to opportunities, if you’re in a position to do so.”

H. Murray Sawyer Jr., JD
President, Westover Capital Advisors, LLC


In October Sawyer was named by Worth magazine as one of the 250 top wealth advisors in the country. A practicing lawyer for 35 years, Sawyer managed the pension and profit-sharing funds for his own firm, where he spent some time as a trust and estate planner. He was so good at it, wealth management became his primary focus, thus Westover Capital Advisors was born in 2000. “I use the way you’re trained to think as a lawyer to better serve my clients.”
In these economic times: “Avoid volatile stocks and undue exposure to equity markets while they’re falling.” Consumer staples such as healthcare, utilities and food companies generally perform well, no matter what the economic climate. When the economy goes bad, cut back investments in risky stocks such as financial companies.

Sherman L. Townsend
Peni G. Warren
The Townsend-Warren Group, Merrill Lynch


As in real estate, many financial planners team up within companies. Together, Townsend and Warren offer a combined 60-plus years of service. Townsend, who started his financial services career in 1971, is one of the founding members of the Delaware Community Foundation. He’s been a University of Delaware trustee since 1988. Warren, who has 26 years of financial consulting experience, joined Merrill Lynch in 1982.

In these economic times: “The key thing is to maintain sufficient liquidity to meet your needs for the next 12 to 15 months,” Townsend says. “But if you are a true investor, there are a lot of new opportunities out there. You need to have a three- to five-year vision. There will be a change in the leading stocks. And there are lots of companies, despite the economy, that are still making money every day and paying dividends.”
 

Page 5: What's in a Name | Alphabet Soup

 

WHAT’S IN A NAME

When it comes to titles, most pros will answer to financial planner. Partly that’s because the Certified Financial Planner designation, awarded by the Financial Planning Association, has become a gold standard. Yet some professionals prefer financial and investment consultants, financial advisors or wealth managers. The latter most often refers to planners whose clients are individuals of high net worth, but that’s not always the case.

“Wealth is any discretionary money that can be invested,” says Cynthia Hewitt, first vice president, investments and wealth advisor with Merrill Lynch in Wilmington. “They help create wealth and preserve wealth.”

Estate managers, which are highly specialized, are often lawyers or they work with lawyers. An accountant may also get involved with financial planning.
 

ALPHABET SOUP

Credentials, especially those held in high esteem in the industry, indicate not only that the planner is serious about the profession but that he or she is also continuing an education with specialized designations. Here are a few of the most common letters you’ll see after a name.

AEP  accredited estate planner, given by the National Association of Estate Planners & Councils

CFP  certified financial planner from the Financial Planning
Association

CLU  chartered life underwriter from American College in Bryn Mawr, Pennsylvania

CHFC  chartered financial consultant from American College

CIMA  certified investment analyst, offered by the Association
of Certified International Investment Analysts

CRPC  chartered retirement
counselor from the College of Financial Planning

CDFA  certified divorce financial analyst, offered by the Institute for Divorce Financial Analysts

Beware of designations that refer to planning for seniors. The industry has cracked down on planners boasting senior planning credentials to such an extent that some broker-dealers won’t allow planners to use designations with the word “senior” in them.

 

October 2014

Fridays, 6 to 8 p.m. Saturdays, 5 to 8 p.m. October 10, 11, 24, 25, 31 November 1, 7, 8 Wagons leave on the hour Reserve a wagon for your family, school, work, church group or birthday...

Cost: Cost is $100 for the whole wagon (up to 20 adults).

Where:
Brandywine Creek State Park
41 Adams Dam Road
Wilmington, DE  19803
View map »

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Fridays, 6 to 8 p.m. Saturdays, 5 to 8 p.m. October 10, 11, 24, 25, 31 November 1, 7, 8 Wagons leave on the hour Reserve a wagon for your family, school, work, church group or birthday...

Cost: Cost is $100 for the whole wagon (up to 20 adults).

Where:
Brandywine Creek State Park
41 Adams Dam Road
Wilmington, DE  19803
View map »

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Family friendly and pet friendly.  Benefits people living with lupus.  Teams welcome.  Register in advance online.

Cost: $20 early bird fee

Where:
Memorial Hall Loop in Fairmount Park
Avenue of the Republic
Philadelphia, PA  19131
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Sponsor: Lupus Foundation of America, Philadelphia Tri-State Chapter
Telephone: 866-517-5070
Contact Name: Melinda
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The JDRF Walk is an impactful way to raise money for critically needed type 1 diabetes (T1D) research and show your support for the millions of people affected by this serious disease. Type 1...

Cost: Free - but donations are encouraged

Where:
Rockford Park
Park Drive
Wilmington, DE  19806
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Sponsor: JDRF
Telephone: 302 888 1117
Contact Name: Catherine Pardo
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Be a part of Children & Families First’s upcoming Family Photo Album. Capture your family’s special moments while helping other families in need! Talented local photographer Elisa Komins...

Cost: $100 | $125 | $175

Where:
19 Owls Nest Road
Wilmington, DE  19807


Sponsor: Children & Families First
Telephone: (302) 479-1583
Contact Name: Karen Graham
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Jamie Wyeth, Andrew Wyeth, William Glackens, Frank Schoonover, William Wegman, Robert Jackson, Alex Kanevsky, J. Clayton Bright, and more.  This exhibition will showcase the loyalty,...

Cost: Free admission

Where:
Somerville Manning Gallery
101 Stone Block Row
Breck's Mill, 2nd Floor
Greenville, DE  19807
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Sponsor: Somerville Manning Gallery
Telephone: (302) 652-0271
Contact Name: Marisa Nolan
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This summer, Camden’s largest residents, Adventure Aquarium’s hippopotamuses Button and Genny, invite you to join them in their exciting new home, Hippo Haven. As the only aquarium in the...

Cost: $18.95 - 25.95

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
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Contact Name: Amanda Perez
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Meet local farmers and choose from fresh-picked vegetables and fruits, feast on local artisan foods, listen to live music, buy locally-crafted goods and get to know folks in your community! ...

Cost: Free

Where:
Newark Natural Foods Co-op Grocery Store
280 E. Main Street
Newark, DE  19711
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Sponsor: Newark Natural Foods Co-op
Telephone: 302-368-5894
Contact Name: Alison
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Celebrate silly, spooky fun at The Count’s Halloween Spooktacular at Sesame Place, September 20th through October 26th. Come in costume and play in our not-too-spooky Halloween haven...

Cost: Check Sesameplace.com for ticket prices

Where:
Sesame Place
100 Sesame Rd.
Langhorne, PA  19047
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Sponsor: Sesame Place
Telephone: 1-866-GO-4-ELMO
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A friendly witch visits the Wilmington & Western to ride the train and visit with all children. Children in costume ride for HALF FARE on this 1-hour round-trip to Mt. Cuba. Reservations are...

Cost: Adults: $14 Seniors (60+): $13 Children (2-12): $12 Children under 2: FREE

Where:
Greenbank Station
2201 Newport Gap Pike
Wilmington, DE  19808
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Sponsor: Wilmington & Western Railroad
Telephone: 302-998-1930
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The splendor of Byzantine Christian art—preserved through the ages in early Christian churches in both Constantinople, the capital of the Byzantine Empire, and the Cappadocia region of...

Cost: $15 Adult, $13 Senior, $10 Children 6-17, Free for members and children under 5

Where:
Penn Museum
3260 South Street
Philadelphia, PA  19104
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Surround yourself with the beauty and splendor of Autumn during the most colorful time of the year. On weekends, we offer 1½-hour round-trips to the Mt. Cuba Picnic Grove.  Bring your camera...

Cost: Adults: $14; Seniors (60+): $13; Children (2-12): $12; Children under 2: FREE

Where:
Greenbank Station
2201 Newport Gap Pike
Wilmington, DE  19808
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Sponsor: Wilmington & Western Railroad
Telephone: 302-998-1930
Website »

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Taste Kennett Food Tours, creators of memorable, unique and fun food experiences, offer three-hour walking food tours of Kennett Square on Sundays at 1pm. Discover our town's diverse cuisine...

Cost: $45 per person

Where:
Historic Kennett Square
State Street
Kennett Square, PA  19348
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Sponsor: Taste Kennett Food Tours
Telephone: 484-734-0740
Contact Name: Ann Vaughan
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Surround yourself with the beauty and splendor of Autumn during the most colorful time of the year. On Saturdays & Sundays, we offer a 2½-hour round-trip to Hockessin. Bring your camera and...

Cost: Adults: $18; Seniors (60+): $17; Children (2-12): $16; Children under 2: FREE

Where:
Greenbank Station
2201 Newport Gap Pike
Wilmington, DE  19808
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Sponsor: Wilmington & Western Railroad
Telephone: 302-998-1930
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  THE NEWARK SYMPHONY PRESENTS “Fall in Italy” - Featuring Alessandra Cuffaro,violin and the Chester County Choral Society Simeone Tartaglione, Music Director   Sunday, October 26,...

Cost: General $20; Senior $15; Student $10, under 12 FREE

Where:
The Independence School Gore Auditorium
1300 Paper Mill Road
Newark, DE  19711
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Sponsor: Newark Symphony Orchestra
Telephone: (302) 369-3466
Contact Name: Roxanne Rust
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  The powerful theatrical adaptation of one of the world’s favorite novels is the next production at the Wilmington Drama League. “To Kill a Mockingbird” runs Oct. 24-Nov. 2 for the...

Cost: $20 for adults, with discounts

Where:
Wilmington Drama League
10 W. Lea Blvd.
Wilmington, DE  19802
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Website »

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At Mispillion Art League’s biggest show of the year, the message is clear—love is art.

Where:
5 N. Walnut St.
Milford, DE
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Telephone: 430-7646
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These ain’t your granddad’s matchboxes—check out 60 rare examples of decadent 19th-century cases.

Where:
Delaware Art Museum
2301 Kentmere Pkwy.
Wilmington, DE
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Telephone: 571-9590
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Better hurry--Halloween is coming quick. And on October 31, it’s your last chance to come get dirty in the pumpkin patch before this orange-tastic playground closes for the season....

Where:
Longwood Gardens
U.S. 1
Kennett Square, PA  19348
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Website »

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BYOB (bring your own blanket) to this new drop-in discovery program for infants and caregivers at Winterthur.

Where:
Winterthur Museum
, DE


Telephone: 888-4600
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John Moran presents glass sculptures of presidential busts, recast as heroes of American reality television.

Where:
Delaware Center for the Contemporary Arts
200 S. Madison St.
Wilmington, DE
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Telephone: 656-6466
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The Crawleys are skipping the Atlantic—well, their clothes are. If you’re anything like us, you’re having trouble thinking of anything but this exhibit at Winterthur. So grab...

Where:
Winterthur Museum, Garden & Library
Del. 52
Winterthur, DE
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Telephone: 888-4600
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Wednesday, October 8th (Total Lunar Eclipse!) 6:30 p.m. Friday, November 21st 6 p.m. Following an introduction to the owls of Northern Delaware, we will venture into the park to listen...

Cost: $5 per person

Where:
Brandywine Creek State Park
41 Adams Dam Riad
Wilmington, DE  19803
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From honey and apples to pottery and handcrafted jewelry, regional artisans showcase their crafts in the courtyard of the Brandywine River Museum. 

Where:
Brandywine River Museum
, PA


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Get a big taste of Elizabethan life on weekends and Labor Day Monday at Mount Hope Estate and Winery in Manheim, Pa.

Where:
Manheim, PA


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This world championship pumpkin-throwing event in Sussex County gives new meaning to the phrase “I’m gonna hurl.” Who will be Lord of the Gourd this year? 

Where:
Dover International Speedway
, DE

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Time: Registration 10 a.m. Race start 12:30 p.m. (5K run), 12:55 p.m. (5K walk) Fee: $30 ($35 after Oct. 17) Alumni $25 with an older Scott Mackler 5K T-shirt 13 & under $15. Raise and...

Where:
Temple Beth El
301 Possum Park Road
Newark, DE
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Telephone: (877) 434-7441 or (215) 643-5434
Contact Name: ALS Association Greater Philadelphia Chapter

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The Candlelight Theatre has some celebrating to do: Its 10-year anniversary is this season. What better way to honor that than with one of the most beloved plays to ever hit Broadway. 

Where:
Candlelight Dinner Theater
2208 Millers Road
Wilmington, DE
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Telephone: 475-2313
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Charles Burchfield was one of the leading American artists of the 20th century. His vibrant landscapes steal the spotlight in this exhibition.

Where:
Brandywine River Museum
U.S. 1
Chadds Ford, PA
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Telephone: (610) 388-2700
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Fridays, 6 to 8 p.m. Saturdays, 5 to 8 p.m. October 10, 11, 24, 25, 31 November 1, 7, 8 Wagons leave on the hour Reserve a wagon for your family, school, work, church group or birthday...

Cost: Cost is $100 for the whole wagon (up to 20 adults).

Where:
Brandywine Creek State Park
41 Adams Dam Road
Wilmington, DE  19803
View map »

More information

Fridays, 6 to 8 p.m. Saturdays, 5 to 8 p.m. October 10, 11, 24, 25, 31 November 1, 7, 8 Wagons leave on the hour Reserve a wagon for your family, school, work, church group or birthday...

Cost: Cost is $100 for the whole wagon (up to 20 adults).

Where:
Brandywine Creek State Park
41 Adams Dam Road
Wilmington, DE  19803
View map »

More information

Be a part of Children & Families First’s upcoming Family Photo Album. Capture your family’s special moments while helping other families in need! Talented local photographer Elisa Komins...

Cost: $100 | $125 | $175

Where:
19 Owls Nest Road
Wilmington, DE  19807


Sponsor: Children & Families First
Telephone: (302) 479-1583
Contact Name: Karen Graham
Website »

More information

This summer, Camden’s largest residents, Adventure Aquarium’s hippopotamuses Button and Genny, invite you to join them in their exciting new home, Hippo Haven. As the only aquarium in the...

Cost: $18.95 - 25.95

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Contact Name: Amanda Perez
Website »

More information

Jamie Wyeth, Andrew Wyeth, William Glackens, Frank Schoonover, William Wegman, Robert Jackson, Alex Kanevsky, J. Clayton Bright, and more.  This exhibition will showcase the loyalty,...

Cost: Free admission

Where:
Somerville Manning Gallery
101 Stone Block Row
Breck's Mill, 2nd Floor
Greenville, DE  19807
View map »


Sponsor: Somerville Manning Gallery
Telephone: (302) 652-0271
Contact Name: Marisa Nolan
Website »

More information

The splendor of Byzantine Christian art—preserved through the ages in early Christian churches in both Constantinople, the capital of the Byzantine Empire, and the Cappadocia region of...

Cost: $15 Adult, $13 Senior, $10 Children 6-17, Free for members and children under 5

Where:
Penn Museum
3260 South Street
Philadelphia, PA  19104
View map »

More information

Notbybreadalone Ministries presents Feeding the Hungry Outreach. All are welcome to come and partake of food, fun and fellowship. Those who desire a better way of life through Jesus Christ!...

Cost: Free

Where:
Second & Third streets
Wilmington, DE  19801


Sponsor: Notbybreadalone Outreach Ministries
Telephone: (302) 442-0440
Contact Name: Ministers Wayne & Stephanie Dumpson
Website »

More information

Happy Hour, 3-7PM! Drink and Food Specials: $3 Food Specials: Empanadas, Queso Frito, Patatas Bravas, Eggplant fries. $5 Food Specials: Hummus Sampler, Ole Fries, Manchego Cheese Puffs,...

Cost: $3 & $5

Where:
Cafe Ole
170 E. Main Street
Newark, DE  19702
View map »

More information

Learn to love the dance floor! Open to beginners and experienced dancers alike, this class will get you moving and cover popular traditional and Latin styles. Come with a partner or by...

Cost: $84

Where:
Darlington Arts Center
977 Shavertown Road
Garnet Valley, PA  19060
View map »


Telephone: 610-358-3632
Contact Name: Darlington Arts Center
Website »

More information

  The powerful theatrical adaptation of one of the world’s favorite novels is the next production at the Wilmington Drama League. “To Kill a Mockingbird” runs Oct. 24-Nov. 2 for the...

Cost: $20 for adults, with discounts

Where:
Wilmington Drama League
10 W. Lea Blvd.
Wilmington, DE  19802
View map »


Website »

More information

At Mispillion Art League’s biggest show of the year, the message is clear—love is art.

Where:
5 N. Walnut St.
Milford, DE
View map »


Telephone: 430-7646
Website »

More information

The Candlelight Theatre has some celebrating to do: Its 10-year anniversary is this season. What better way to honor that than with one of the most beloved plays to ever hit Broadway. 

Where:
Candlelight Dinner Theater
2208 Millers Road
Wilmington, DE
View map »


Telephone: 475-2313
Website »

More information

Wednesday, October 8th (Total Lunar Eclipse!) 6:30 p.m. Friday, November 21st 6 p.m. Following an introduction to the owls of Northern Delaware, we will venture into the park to listen...

Cost: $5 per person

Where:
Brandywine Creek State Park
41 Adams Dam Riad
Wilmington, DE  19803
View map »

More information

Better hurry--Halloween is coming quick. And on October 31, it’s your last chance to come get dirty in the pumpkin patch before this orange-tastic playground closes for the season....

Where:
Longwood Gardens
U.S. 1
Kennett Square, PA  19348
View map »


Website »

More information

The Crawleys are skipping the Atlantic—well, their clothes are. If you’re anything like us, you’re having trouble thinking of anything but this exhibit at Winterthur. So grab...

Where:
Winterthur Museum, Garden & Library
Del. 52
Winterthur, DE
View map »


Telephone: 888-4600
Website »

More information

These ain’t your granddad’s matchboxes—check out 60 rare examples of decadent 19th-century cases.

Where:
Delaware Art Museum
2301 Kentmere Pkwy.
Wilmington, DE
View map »


Telephone: 571-9590
Website »

More information

From honey and apples to pottery and handcrafted jewelry, regional artisans showcase their crafts in the courtyard of the Brandywine River Museum. 

Where:
Brandywine River Museum
, PA


Website »

More information

BYOB (bring your own blanket) to this new drop-in discovery program for infants and caregivers at Winterthur.

Where:
Winterthur Museum
, DE


Telephone: 888-4600
Website »

More information

Charles Burchfield was one of the leading American artists of the 20th century. His vibrant landscapes steal the spotlight in this exhibition.

Where:
Brandywine River Museum
U.S. 1
Chadds Ford, PA
View map »


Telephone: (610) 388-2700
Website »

More information

Show More...
Show Less...

Fridays, 6 to 8 p.m. Saturdays, 5 to 8 p.m. October 10, 11, 24, 25, 31 November 1, 7, 8 Wagons leave on the hour Reserve a wagon for your family, school, work, church group or birthday...

Cost: Cost is $100 for the whole wagon (up to 20 adults).

Where:
Brandywine Creek State Park
41 Adams Dam Road
Wilmington, DE  19803
View map »

More information

Fridays, 6 to 8 p.m. Saturdays, 5 to 8 p.m. October 10, 11, 24, 25, 31 November 1, 7, 8 Wagons leave on the hour Reserve a wagon for your family, school, work, church group or birthday...

Cost: Cost is $100 for the whole wagon (up to 20 adults).

Where:
Brandywine Creek State Park
41 Adams Dam Road
Wilmington, DE  19803
View map »

More information

Be a part of Children & Families First’s upcoming Family Photo Album. Capture your family’s special moments while helping other families in need! Talented local photographer Elisa Komins...

Cost: $100 | $125 | $175

Where:
19 Owls Nest Road
Wilmington, DE  19807


Sponsor: Children & Families First
Telephone: (302) 479-1583
Contact Name: Karen Graham
Website »

More information

This summer, Camden’s largest residents, Adventure Aquarium’s hippopotamuses Button and Genny, invite you to join them in their exciting new home, Hippo Haven. As the only aquarium in the...

Cost: $18.95 - 25.95

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Contact Name: Amanda Perez
Website »

More information

Jamie Wyeth, Andrew Wyeth, William Glackens, Frank Schoonover, William Wegman, Robert Jackson, Alex Kanevsky, J. Clayton Bright, and more.  This exhibition will showcase the loyalty,...

Cost: Free admission

Where:
Somerville Manning Gallery
101 Stone Block Row
Breck's Mill, 2nd Floor
Greenville, DE  19807
View map »


Sponsor: Somerville Manning Gallery
Telephone: (302) 652-0271
Contact Name: Marisa Nolan
Website »

More information

The splendor of Byzantine Christian art—preserved through the ages in early Christian churches in both Constantinople, the capital of the Byzantine Empire, and the Cappadocia region of...

Cost: $15 Adult, $13 Senior, $10 Children 6-17, Free for members and children under 5

Where:
Penn Museum
3260 South Street
Philadelphia, PA  19104
View map »

More information

Happy Hour, 3-7PM! Drink and Food Specials: $3 Food Specials: Empanadas, Queso Frito, Patatas Bravas, Eggplant fries. $5 Food Specials: Hummus Sampler, Ole Fries, Manchego Cheese Puffs,...

Cost: $3 & $5

Where:
Cafe Ole
170 E. Main Street
Newark, DE  19702
View map »

More information

Christiana Care’s Center for Advanced Joint Replacement will hold a seminar on how to keep knees and hips pain-free. Center Director Dr. Leo Raisis will lead a discussion with physicians from...

Where:
John H. Ammon Medical Education Center
Christiana Hospital Campus
4755 Ogletown-Stanton Road
Newark, DE
View map »

More information

Faculty Artist Recital

Cost: Tickets are $15 adults, $10 UD faculty/staff & seniors; $5 students and are avai

Where:
Gore Recital Hall
David Roselle Center for the Arts
100 Orchard Road
Newark, DE  19717
View map »


Telephone: 831-2578
Contact Name: Department of Music
Website »

More information

  The powerful theatrical adaptation of one of the world’s favorite novels is the next production at the Wilmington Drama League. “To Kill a Mockingbird” runs Oct. 24-Nov. 2 for the...

Cost: $20 for adults, with discounts

Where:
Wilmington Drama League
10 W. Lea Blvd.
Wilmington, DE  19802
View map »


Website »

More information

The Crawleys are skipping the Atlantic—well, their clothes are. If you’re anything like us, you’re having trouble thinking of anything but this exhibit at Winterthur. So grab...

Where:
Winterthur Museum, Garden & Library
Del. 52
Winterthur, DE
View map »


Telephone: 888-4600
Website »

More information

Wednesday, October 8th (Total Lunar Eclipse!) 6:30 p.m. Friday, November 21st 6 p.m. Following an introduction to the owls of Northern Delaware, we will venture into the park to listen...

Cost: $5 per person

Where:
Brandywine Creek State Park
41 Adams Dam Riad
Wilmington, DE  19803
View map »

More information

These ain’t your granddad’s matchboxes—check out 60 rare examples of decadent 19th-century cases.

Where:
Delaware Art Museum
2301 Kentmere Pkwy.
Wilmington, DE
View map »


Telephone: 571-9590
Website »

More information

Charles Burchfield was one of the leading American artists of the 20th century. His vibrant landscapes steal the spotlight in this exhibition.

Where:
Brandywine River Museum
U.S. 1
Chadds Ford, PA
View map »


Telephone: (610) 388-2700
Website »

More information

At Mispillion Art League’s biggest show of the year, the message is clear—love is art.

Where:
5 N. Walnut St.
Milford, DE
View map »


Telephone: 430-7646
Website »

More information

The Candlelight Theatre has some celebrating to do: Its 10-year anniversary is this season. What better way to honor that than with one of the most beloved plays to ever hit Broadway. 

Where:
Candlelight Dinner Theater
2208 Millers Road
Wilmington, DE
View map »


Telephone: 475-2313
Website »

More information

Better hurry--Halloween is coming quick. And on October 31, it’s your last chance to come get dirty in the pumpkin patch before this orange-tastic playground closes for the season....

Where:
Longwood Gardens
U.S. 1
Kennett Square, PA  19348
View map »


Website »

More information

From honey and apples to pottery and handcrafted jewelry, regional artisans showcase their crafts in the courtyard of the Brandywine River Museum. 

Where:
Brandywine River Museum
, PA


Website »

More information

BYOB (bring your own blanket) to this new drop-in discovery program for infants and caregivers at Winterthur.

Where:
Winterthur Museum
, DE


Telephone: 888-4600
Website »

More information

Show More...
Show Less...

Fridays, 6 to 8 p.m. Saturdays, 5 to 8 p.m. October 10, 11, 24, 25, 31 November 1, 7, 8 Wagons leave on the hour Reserve a wagon for your family, school, work, church group or birthday...

Cost: Cost is $100 for the whole wagon (up to 20 adults).

Where:
Brandywine Creek State Park
41 Adams Dam Road
Wilmington, DE  19803
View map »

More information

Fridays, 6 to 8 p.m. Saturdays, 5 to 8 p.m. October 10, 11, 24, 25, 31 November 1, 7, 8 Wagons leave on the hour Reserve a wagon for your family, school, work, church group or birthday...

Cost: Cost is $100 for the whole wagon (up to 20 adults).

Where:
Brandywine Creek State Park
41 Adams Dam Road
Wilmington, DE  19803
View map »

More information

Be a part of Children & Families First’s upcoming Family Photo Album. Capture your family’s special moments while helping other families in need! Talented local photographer Elisa Komins...

Cost: $100 | $125 | $175

Where:
19 Owls Nest Road
Wilmington, DE  19807


Sponsor: Children & Families First
Telephone: (302) 479-1583
Contact Name: Karen Graham
Website »

More information

Jamie Wyeth, Andrew Wyeth, William Glackens, Frank Schoonover, William Wegman, Robert Jackson, Alex Kanevsky, J. Clayton Bright, and more.  This exhibition will showcase the loyalty,...

Cost: Free admission

Where:
Somerville Manning Gallery
101 Stone Block Row
Breck's Mill, 2nd Floor
Greenville, DE  19807
View map »


Sponsor: Somerville Manning Gallery
Telephone: (302) 652-0271
Contact Name: Marisa Nolan
Website »

More information

This summer, Camden’s largest residents, Adventure Aquarium’s hippopotamuses Button and Genny, invite you to join them in their exciting new home, Hippo Haven. As the only aquarium in the...

Cost: $18.95 - 25.95

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Contact Name: Amanda Perez
Website »

More information

The splendor of Byzantine Christian art—preserved through the ages in early Christian churches in both Constantinople, the capital of the Byzantine Empire, and the Cappadocia region of...

Cost: $15 Adult, $13 Senior, $10 Children 6-17, Free for members and children under 5

Where:
Penn Museum
3260 South Street
Philadelphia, PA  19104
View map »

More information

Surround yourself with the beauty and splendor of Autumn during the most colorful time of the year. On select weekdays, we offer 1½-hour round-trips to the Mt. Cuba Picnic Grove. Bring your...

Cost: Adults: $14; Seniors (60+): $13; Children (2-12): $12; Children under 2: FREE

Where:
Greenbank Station
2201 Newport Gap Pike
Wilmington, DE  19808
View map »


Sponsor: Wilmington & Western Railroad
Telephone: 302-998-1930
Website »

More information

Free lunchtime organ concert

Cost: Tickets are $15 adults, $10 UD faculty/staff & seniors; $5 students and are avai

Where:
Bayard Sharp Hall
23 Elkton Road
Newark, DE  19717
View map »


Telephone: 831-2578
Contact Name: Department of Music
Website »

More information

Shows participants how to avoid falls and increase physical activity.

Where:
John H. Ammon Medical Education Center
Christiana Hospital Campus
4755 Ogletown-Stanton Road
Newark, DE
View map »


Telephone: 733-4250
Contact Name: Kathleen Boyer

More information

Happy Hour, 3-7PM! Drink and Food Specials: $3 Food Specials: Empanadas, Queso Frito, Patatas Bravas, Eggplant fries. $5 Food Specials: Hummus Sampler, Ole Fries, Manchego Cheese Puffs,...

Cost: $3 & $5

Where:
Cafe Ole
170 E. Main Street
Newark, DE  19702
View map »

More information

Free seminar on ways to help kids schedule downtime, recognize when they are taking on too much, and still set them up for success! 

Cost: FREE

Where:
Ursuline Academy
1106 Pennsylvania Ave.
Wilmington, DE  19806
View map »


Sponsor: Nemours
Telephone: 302-658-7158, x253
Contact Name: Rachel Scarpitti
Website »

More information

Cards Against Humanity Night at Cafe Ole, Main Street Newark, 7PM-Close. $5 Infusion Drinks, $3 Fireball Shots, $2 Drafts!

Cost: Free

Where:
Cafe Ole
170 E. Main Street
Newark, DE  19702
View map »

More information

Washington D.C.'s premiere jazz trombone ensemble.

Cost: Tickets are $15 adults, $10 UD faculty/staff & seniors; $5 students and are avai

Where:
Loudis Hall
Amy du Pont Music Building
100 Orchard Road
Newark, DE  19717
View map »


Telephone: 831-2578
Contact Name: Department of Music
Website »

More information

  The powerful theatrical adaptation of one of the world’s favorite novels is the next production at the Wilmington Drama League. “To Kill a Mockingbird” runs Oct. 24-Nov. 2 for the...

Cost: $20 for adults, with discounts

Where:
Wilmington Drama League
10 W. Lea Blvd.
Wilmington, DE  19802
View map »


Website »

More information

Wednesday, October 8th (Total Lunar Eclipse!) 6:30 p.m. Friday, November 21st 6 p.m. Following an introduction to the owls of Northern Delaware, we will venture into the park to listen...

Cost: $5 per person

Where:
Brandywine Creek State Park
41 Adams Dam Riad
Wilmington, DE  19803
View map »

More information

Better hurry--Halloween is coming quick. And on October 31, it’s your last chance to come get dirty in the pumpkin patch before this orange-tastic playground closes for the season....

Where:
Longwood Gardens
U.S. 1
Kennett Square, PA  19348
View map »


Website »

More information

From honey and apples to pottery and handcrafted jewelry, regional artisans showcase their crafts in the courtyard of the Brandywine River Museum. 

Where:
Brandywine River Museum
, PA


Website »

More information

The Crawleys are skipping the Atlantic—well, their clothes are. If you’re anything like us, you’re having trouble thinking of anything but this exhibit at Winterthur. So grab...

Where:
Winterthur Museum, Garden & Library
Del. 52
Winterthur, DE
View map »


Telephone: 888-4600
Website »

More information

The Candlelight Theatre has some celebrating to do: Its 10-year anniversary is this season. What better way to honor that than with one of the most beloved plays to ever hit Broadway. 

Where:
Candlelight Dinner Theater
2208 Millers Road
Wilmington, DE
View map »


Telephone: 475-2313
Website »

More information

Charles Burchfield was one of the leading American artists of the 20th century. His vibrant landscapes steal the spotlight in this exhibition.

Where:
Brandywine River Museum
U.S. 1
Chadds Ford, PA
View map »


Telephone: (610) 388-2700
Website »

More information

BYOB (bring your own blanket) to this new drop-in discovery program for infants and caregivers at Winterthur.

Where:
Winterthur Museum
, DE


Telephone: 888-4600
Website »

More information

These ain’t your granddad’s matchboxes—check out 60 rare examples of decadent 19th-century cases.

Where:
Delaware Art Museum
2301 Kentmere Pkwy.
Wilmington, DE
View map »


Telephone: 571-9590
Website »

More information

At Mispillion Art League’s biggest show of the year, the message is clear—love is art.

Where:
5 N. Walnut St.
Milford, DE
View map »


Telephone: 430-7646
Website »

More information

Show More...
Show Less...

Fridays, 6 to 8 p.m. Saturdays, 5 to 8 p.m. October 10, 11, 24, 25, 31 November 1, 7, 8 Wagons leave on the hour Reserve a wagon for your family, school, work, church group or birthday...

Cost: Cost is $100 for the whole wagon (up to 20 adults).

Where:
Brandywine Creek State Park
41 Adams Dam Road
Wilmington, DE  19803
View map »

More information

Fridays, 6 to 8 p.m. Saturdays, 5 to 8 p.m. October 10, 11, 24, 25, 31 November 1, 7, 8 Wagons leave on the hour Reserve a wagon for your family, school, work, church group or birthday...

Cost: Cost is $100 for the whole wagon (up to 20 adults).

Where:
Brandywine Creek State Park
41 Adams Dam Road
Wilmington, DE  19803
View map »

More information

Be a part of Children & Families First’s upcoming Family Photo Album. Capture your family’s special moments while helping other families in need! Talented local photographer Elisa Komins...

Cost: $100 | $125 | $175

Where:
19 Owls Nest Road
Wilmington, DE  19807


Sponsor: Children & Families First
Telephone: (302) 479-1583
Contact Name: Karen Graham
Website »

More information

This summer, Camden’s largest residents, Adventure Aquarium’s hippopotamuses Button and Genny, invite you to join them in their exciting new home, Hippo Haven. As the only aquarium in the...

Cost: $18.95 - 25.95

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Contact Name: Amanda Perez
Website »

More information

Jamie Wyeth, Andrew Wyeth, William Glackens, Frank Schoonover, William Wegman, Robert Jackson, Alex Kanevsky, J. Clayton Bright, and more.  This exhibition will showcase the loyalty,...

Cost: Free admission

Where:
Somerville Manning Gallery
101 Stone Block Row
Breck's Mill, 2nd Floor
Greenville, DE  19807
View map »


Sponsor: Somerville Manning Gallery
Telephone: (302) 652-0271
Contact Name: Marisa Nolan
Website »

More information

The splendor of Byzantine Christian art—preserved through the ages in early Christian churches in both Constantinople, the capital of the Byzantine Empire, and the Cappadocia region of...

Cost: $15 Adult, $13 Senior, $10 Children 6-17, Free for members and children under 5

Where:
Penn Museum
3260 South Street
Philadelphia, PA  19104
View map »

More information

Happy Hour, 3-7PM! Drink and Food Specials: $3 Food Specials: Empanadas, Queso Frito, Patatas Bravas, Eggplant fries. $5 Food Specials: Hummus Sampler, Ole Fries, Manchego Cheese Puffs,...

Cost: $3 & $5

Where:
Cafe Ole
170 E. Main Street
Newark, DE  19702
View map »

More information

A pre-Halloween event. Come in costume!

Cost: Tickets are $15 adults, $10 UD faculty/staff & seniors; $5 students and are avai

Where:
Loudis Hall
Amy du Pont Music Building
100 Orchard Road
Newark, DE  19717
View map »


Telephone: 831-2578
Contact Name: Department of Music
Website »

More information

  The powerful theatrical adaptation of one of the world’s favorite novels is the next production at the Wilmington Drama League. “To Kill a Mockingbird” runs Oct. 24-Nov. 2 for the...

Cost: $20 for adults, with discounts

Where:
Wilmington Drama League
10 W. Lea Blvd.
Wilmington, DE  19802
View map »


Website »

More information

Charles Burchfield was one of the leading American artists of the 20th century. His vibrant landscapes steal the spotlight in this exhibition.

Where:
Brandywine River Museum
U.S. 1
Chadds Ford, PA
View map »


Telephone: (610) 388-2700
Website »

More information

BYOB (bring your own blanket) to this new drop-in discovery program for infants and caregivers at Winterthur.

Where:
Winterthur Museum
, DE


Telephone: 888-4600
Website »

More information

From honey and apples to pottery and handcrafted jewelry, regional artisans showcase their crafts in the courtyard of the Brandywine River Museum. 

Where:
Brandywine River Museum
, PA


Website »

More information

These ain’t your granddad’s matchboxes—check out 60 rare examples of decadent 19th-century cases.

Where:
Delaware Art Museum
2301 Kentmere Pkwy.
Wilmington, DE
View map »


Telephone: 571-9590
Website »

More information

At Mispillion Art League’s biggest show of the year, the message is clear—love is art.

Where:
5 N. Walnut St.
Milford, DE
View map »


Telephone: 430-7646
Website »

More information

Better hurry--Halloween is coming quick. And on October 31, it’s your last chance to come get dirty in the pumpkin patch before this orange-tastic playground closes for the season....

Where:
Longwood Gardens
U.S. 1
Kennett Square, PA  19348
View map »


Website »

More information

The Candlelight Theatre has some celebrating to do: Its 10-year anniversary is this season. What better way to honor that than with one of the most beloved plays to ever hit Broadway. 

Where:
Candlelight Dinner Theater
2208 Millers Road
Wilmington, DE
View map »


Telephone: 475-2313
Website »

More information

The Crawleys are skipping the Atlantic—well, their clothes are. If you’re anything like us, you’re having trouble thinking of anything but this exhibit at Winterthur. So grab...

Where:
Winterthur Museum, Garden & Library
Del. 52
Winterthur, DE
View map »


Telephone: 888-4600
Website »

More information

Wednesday, October 8th (Total Lunar Eclipse!) 6:30 p.m. Friday, November 21st 6 p.m. Following an introduction to the owls of Northern Delaware, we will venture into the park to listen...

Cost: $5 per person

Where:
Brandywine Creek State Park
41 Adams Dam Riad
Wilmington, DE  19803
View map »

More information

Show More...
Show Less...

Fridays, 6 to 8 p.m. Saturdays, 5 to 8 p.m. October 10, 11, 24, 25, 31 November 1, 7, 8 Wagons leave on the hour Reserve a wagon for your family, school, work, church group or birthday...

Cost: Cost is $100 for the whole wagon (up to 20 adults).

Where:
Brandywine Creek State Park
41 Adams Dam Road
Wilmington, DE  19803
View map »

More information

Fridays, 6 to 8 p.m. Saturdays, 5 to 8 p.m. October 10, 11, 24, 25, 31 November 1, 7, 8 Wagons leave on the hour Reserve a wagon for your family, school, work, church group or birthday...

Cost: Cost is $100 for the whole wagon (up to 20 adults).

Where:
Brandywine Creek State Park
41 Adams Dam Road
Wilmington, DE  19803
View map »

More information

Be a part of Children & Families First’s upcoming Family Photo Album. Capture your family’s special moments while helping other families in need! Talented local photographer Elisa Komins...

Cost: $100 | $125 | $175

Where:
19 Owls Nest Road
Wilmington, DE  19807


Sponsor: Children & Families First
Telephone: (302) 479-1583
Contact Name: Karen Graham
Website »

More information

This summer, Camden’s largest residents, Adventure Aquarium’s hippopotamuses Button and Genny, invite you to join them in their exciting new home, Hippo Haven. As the only aquarium in the...

Cost: $18.95 - 25.95

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
View map »


Contact Name: Amanda Perez
Website »

More information

Jamie Wyeth, Andrew Wyeth, William Glackens, Frank Schoonover, William Wegman, Robert Jackson, Alex Kanevsky, J. Clayton Bright, and more.  This exhibition will showcase the loyalty,...

Cost: Free admission

Where:
Somerville Manning Gallery
101 Stone Block Row
Breck's Mill, 2nd Floor
Greenville, DE  19807
View map »


Sponsor: Somerville Manning Gallery
Telephone: (302) 652-0271
Contact Name: Marisa Nolan
Website »

More information

The splendor of Byzantine Christian art—preserved through the ages in early Christian churches in both Constantinople, the capital of the Byzantine Empire, and the Cappadocia region of...

Cost: $15 Adult, $13 Senior, $10 Children 6-17, Free for members and children under 5

Where:
Penn Museum
3260 South Street
Philadelphia, PA  19104
View map »

More information

Happy Hour, 3-7PM! Drink and Food Specials: $3 Food Specials: Empanadas, Queso Frito, Patatas Bravas, Eggplant fries. $5 Food Specials: Hummus Sampler, Ole Fries, Manchego Cheese Puffs,...

Cost: $3 & $5

Where:
Cafe Ole
170 E. Main Street
Newark, DE  19702
View map »

More information

The Lighthouse Church will be starting a Training Center for Deliverances beginning Friday September 12, 2014.  The school will be focused on all aspects of ministering deliverance and healing...

Cost: Free

Where:
The Lighthouse Church Inc.
6 South Railroad Avenue
Wyoming, DE  19934
View map »


Sponsor: The Lighthouse Church Inc.
Telephone: (302) 632-4679
Contact Name: Bro. Christopher Gore
Website »

More information

  The powerful theatrical adaptation of one of the world’s favorite novels is the next production at the Wilmington Drama League. “To Kill a Mockingbird” runs Oct. 24-Nov. 2 for the...

Cost: $20 for adults, with discounts

Where:
Wilmington Drama League
10 W. Lea Blvd.
Wilmington, DE  19802
View map »


Website »

More information

Charles Burchfield was one of the leading American artists of the 20th century. His vibrant landscapes steal the spotlight in this exhibition.

Where:
Brandywine River Museum
U.S. 1
Chadds Ford, PA
View map »


Telephone: (610) 388-2700
Website »

More information

At Mispillion Art League’s biggest show of the year, the message is clear—love is art.

Where:
5 N. Walnut St.
Milford, DE
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Telephone: 430-7646
Website »

More information

The Crawleys are skipping the Atlantic—well, their clothes are. If you’re anything like us, you’re having trouble thinking of anything but this exhibit at Winterthur. So grab...

Where:
Winterthur Museum, Garden & Library
Del. 52
Winterthur, DE
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Telephone: 888-4600
Website »

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Better hurry--Halloween is coming quick. And on October 31, it’s your last chance to come get dirty in the pumpkin patch before this orange-tastic playground closes for the season....

Where:
Longwood Gardens
U.S. 1
Kennett Square, PA  19348
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These ain’t your granddad’s matchboxes—check out 60 rare examples of decadent 19th-century cases.

Where:
Delaware Art Museum
2301 Kentmere Pkwy.
Wilmington, DE
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Telephone: 571-9590
Website »

More information

BYOB (bring your own blanket) to this new drop-in discovery program for infants and caregivers at Winterthur.

Where:
Winterthur Museum
, DE


Telephone: 888-4600
Website »

More information

The Candlelight Theatre has some celebrating to do: Its 10-year anniversary is this season. What better way to honor that than with one of the most beloved plays to ever hit Broadway. 

Where:
Candlelight Dinner Theater
2208 Millers Road
Wilmington, DE
View map »


Telephone: 475-2313
Website »

More information

From honey and apples to pottery and handcrafted jewelry, regional artisans showcase their crafts in the courtyard of the Brandywine River Museum. 

Where:
Brandywine River Museum
, PA


Website »

More information

Wednesday, October 8th (Total Lunar Eclipse!) 6:30 p.m. Friday, November 21st 6 p.m. Following an introduction to the owls of Northern Delaware, we will venture into the park to listen...

Cost: $5 per person

Where:
Brandywine Creek State Park
41 Adams Dam Riad
Wilmington, DE  19803
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Fridays, 6 to 8 p.m. Saturdays, 5 to 8 p.m. October 10, 11, 24, 25, 31 November 1, 7, 8 Wagons leave on the hour Reserve a wagon for your family, school, work, church group or birthday...

Cost: Cost is $100 for the whole wagon (up to 20 adults).

Where:
Brandywine Creek State Park
41 Adams Dam Road
Wilmington, DE  19803
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Fridays, 6 to 8 p.m. Saturdays, 5 to 8 p.m. October 10, 11, 24, 25, 31 November 1, 7, 8 Wagons leave on the hour Reserve a wagon for your family, school, work, church group or birthday...

Cost: Cost is $100 for the whole wagon (up to 20 adults).

Where:
Brandywine Creek State Park
41 Adams Dam Road
Wilmington, DE  19803
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Wilmington Beer Week Saturday, Nov. 1-Saturday, Nov. 8 Wilmington, Del.             Wilmington Beer Week celebrates its fourth...

Cost: n/a

Where:
Wilmington, DE  19801


Website »

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  Join us for the 4th Annual Delaware by Hand Holiday Market at the Biggs Museum featuring over 40 of Delaware's top artists. Find the perfect holiday gifts for everyone on your list, celebrate...

Cost: Free

Where:
Biggs Museum of American Art
406 Federal Street
Dover, DE  19901
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Be a part of Children & Families First’s upcoming Family Photo Album. Capture your family’s special moments while helping other families in need! Talented local photographer Elisa Komins...

Cost: $100 | $125 | $175

Where:
19 Owls Nest Road
Wilmington, DE  19807


Sponsor: Children & Families First
Telephone: (302) 479-1583
Contact Name: Karen Graham
Website »

More information

This summer, Camden’s largest residents, Adventure Aquarium’s hippopotamuses Button and Genny, invite you to join them in their exciting new home, Hippo Haven. As the only aquarium in the...

Cost: $18.95 - 25.95

Where:
Adventure Aquarium
1 Riverside Drive
Camden, NJ  08103
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Contact Name: Amanda Perez
Website »

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Jamie Wyeth, Andrew Wyeth, William Glackens, Frank Schoonover, William Wegman, Robert Jackson, Alex Kanevsky, J. Clayton Bright, and more.  This exhibition will showcase the loyalty,...

Cost: Free admission

Where:
Somerville Manning Gallery
101 Stone Block Row
Breck's Mill, 2nd Floor
Greenville, DE  19807
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Sponsor: Somerville Manning Gallery
Telephone: (302) 652-0271
Contact Name: Marisa Nolan
Website »

More information

The JDRF Walk is an impactful way to raise money for critically needed type 1 diabetes (T1D) research and show your support for the millions of people affected by this serious disease. Type 1...

Cost: Free - but donations are encouraged

Where:
Silver Lake Park
Washington Street
Dover , DE  19901
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Sponsor: JDRF
Telephone: 302 888 1117
Contact Name: Catherine Pardo
Website »

More information

Leave the 21st century behind at the First State Heritage Park 18th Century Market Fair which recreates the sights and sounds of the autumn market fairs held on The Green in Dover in the...

Cost: Free

Where:
First State Heritage Park
The Green
Dover, DE  19901
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Sponsor: First State Heritage Park
Telephone: 302-739-9194
Contact Name: Sarah Zimmerman
Website »

More information

Penn Museum, the Mexican Cultural Center, and the Mexican Consulate in Philadelphia join forces again to present the popular annual Day of the Dead celebration. Enjoy Mexican culture and the...

Cost: Free with Museum admission

Where:
Penn Museum
3260 South St.
Philadelphia, PA  19104
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The splendor of Byzantine Christian art—preserved through the ages in early Christian churches in both Constantinople, the capital of the Byzantine Empire, and the Cappadocia region of...

Cost: $15 Adult, $13 Senior, $10 Children 6-17, Free for members and children under 5

Where:
Penn Museum
3260 South Street
Philadelphia, PA  19104
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Surround yourself with the beauty and splendor of Autumn during the most colorful time of the year. On weekends, we offer 1½-hour round-trips to the Mt. Cuba Picnic Grove.  Bring your camera...

Cost: Adults: $14; Seniors (60+): $13; Children (2-12): $12; Children under 2: FREE

Where:
Greenbank Station
2201 Newport Gap Pike
Wilmington, DE  19808
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Sponsor: Wilmington & Western Railroad
Telephone: 302-998-1930
Website »

More information

Surround yourself with the beauty and splendor of Autumn during the most colorful time of the year. On Saturdays & Sundays, we offer a 2½-hour round-trip to Hockessin. Bring your camera and...

Cost: Adults: $18; Seniors (60+): $17; Children (2-12): $16; Children under 2: FREE

Where:
Greenbank Station
2201 Newport Gap Pike
Wilmington, DE  19808
View map »


Sponsor: Wilmington & Western Railroad
Telephone: 302-998-1930
Website »

More information

Dance HDC's Performance Team will be hosting a Halloween Party/Babysitting Event Date: Saturday, November 1st Time: 5:00-8:00pm Ages: 3-15Cost: $15/child All are welcome, bring your...

Cost: $15/guest

Where:
Dance HDC ~ Hockessin Dance Center
216 Louviers Dr
Shoppes at Louviers
Newark, DE  19711
View map »


Sponsor: Dance HDC Performance Team
Telephone: 302-738-3838
Contact Name: Michelle Buglio
Website »

More information

Faculty Artist Recital: The Viola: Living ElectricUD's Esme Allen-Creighton joins forces with friends and special guest Pemi Paull of Warhol Dervish to bring an eclectic mix of works, all written...

Cost: Tickets are $15 adults, $10 UD faculty/staff & seniors; $5 students and are avai

Where:
Gore Recital Hall
David Roselle Center for the Arts
110 Orchard Road
Newark, DE  19717
View map »


Telephone: 831-2578
Contact Name: Department of Music
Website »

More information

Paranormal Investigations in Old New Castle   Saturday, November 1, 7:00pm and 10:00pm Join the team of Delmarva Historic Haunts for a night investigating two of Old New Castle's most historic...

Cost: $25 per person

Where:
New Castle Historical Society
30 Market Street
New Castle, DE  19720
View map »


Sponsor: New Castle Historical Society
Telephone: 302-322-2794
Contact Name: Society Office
Website »

More information

  The powerful theatrical adaptation of one of the world’s favorite novels is the next production at the Wilmington Drama League. “To Kill a Mockingbird” runs Oct. 24-Nov. 2 for the...

Cost: $20 for adults, with discounts

Where:
Wilmington Drama League
10 W. Lea Blvd.
Wilmington, DE  19802
View map »


Website »

More information

The Crawleys are skipping the Atlantic—well, their clothes are. If you’re anything like us, you’re having trouble thinking of anything but this exhibit at Winterthur. So grab...

Where:
Winterthur Museum, Garden & Library
Del. 52
Winterthur, DE
View map »


Telephone: 888-4600
Website »

More information

These ain’t your granddad’s matchboxes—check out 60 rare examples of decadent 19th-century cases.

Where:
Delaware Art Museum
2301 Kentmere Pkwy.
Wilmington, DE
View map »


Telephone: 571-9590
Website »

More information

At Mispillion Art League’s biggest show of the year, the message is clear—love is art.

Where:
5 N. Walnut St.
Milford, DE
View map »


Telephone: 430-7646
Website »

More information

BYOB (bring your own blanket) to this new drop-in discovery program for infants and caregivers at Winterthur.

Where:
Winterthur Museum
, DE


Telephone: 888-4600
Website »

More information

Charles Burchfield was one of the leading American artists of the 20th century. His vibrant landscapes steal the spotlight in this exhibition.

Where:
Brandywine River Museum
U.S. 1
Chadds Ford, PA
View map »


Telephone: (610) 388-2700
Website »

More information

Wednesday, October 8th (Total Lunar Eclipse!) 6:30 p.m. Friday, November 21st 6 p.m. Following an introduction to the owls of Northern Delaware, we will venture into the park to listen...

Cost: $5 per person

Where:
Brandywine Creek State Park
41 Adams Dam Riad
Wilmington, DE  19803
View map »

More information

The Candlelight Theatre has some celebrating to do: Its 10-year anniversary is this season. What better way to honor that than with one of the most beloved plays to ever hit Broadway. 

Where:
Candlelight Dinner Theater
2208 Millers Road
Wilmington, DE
View map »


Telephone: 475-2313
Website »

More information

The Rehoboth Art League hosts more than 30 artists selling their wares. 

Where:
12 Dodds Lane
Rehoboth Beach, DE

More information

Time: Registration 9 a.m. Race start 10 a.m. Fee: $20 (until the Thursday before the race at noon) $25 after and day of event Benefits: The Stephanie Callaway Foundation which grants...

Where:
Rockwood Park
467 Washington Street Extension
Wilmington, DE
View map »


Telephone: 540-4904
Contact Name: Cpl. Autumn Tuxward

More information

Jamming with Alex Mitnick and his hand-clapping, foot-stomping band is one thing. Doing it in your Spiderman Halloween costume? That’s so much cooler.

Where:
World Cafe Live at the Queen
500 N. Market St
Wilmington, DE
View map »


Website »

More information

Kids ages 5-10 will learn about the history of silhouette cutting and view samples from the museum’s collection.

Where:
Biggs Museum
406 Federal Street
Dover, DE
View map »


Website »

More information

First State Heritage Park re-creates the autumn market fairs held in Dover in the mid-1700s. 

Where:
Dover's First State Heritage Park
, DE


Telephone: 739-9194

More information

From honey and apples to pottery and handcrafted jewelry, regional artisans showcase their crafts in the courtyard of the Brandywine River Museum. 

Where:
Brandywine River Museum
, PA


Website »

More information

Show More...
Show Less...

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